Weekly Banking Bulletin

April 7, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

March 28, 2023 (LL-LFS)
SQUARE CAPITAL OF CALIFORNIA, LLC 
1455 Market Street, 8th Floor, San Francisco, California, 94103

Notification received for a change of main address from 1455 Market Street, 8th Floor, San Francisco, California, 94103 to 1955 Broadway, Suite 815, Oakland, California 94612.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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March 31, 2023 (CU-CRB)
HUDSON RIVER COMMUNITY credit union
1 Third Street, Corinth, NY  12822

NEWSPAPER EMPLOYEES credit union
645 Albany Shaker Road, Albany, NY  12211

Application for the merger of Newspaper Employees Credit Union with and into Hudson River Community Credit Union pursuant to Section 601 of the Banking Law, under the name Hudson River Community Credit Union, received.

The comment period on this application will expire on May 7, 2023.

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April 5, 2023 (TM-LFS)
BAKKT MARKETPLACE, LLC
5660 New Northside Drive, 3rd Floor, Atlanta, Georgia, 30328

Notification received for the change of location from 5660 New Northside Drive, 3rd Floor, Atlanta, Georgia, 30328 to 10000 Avalon Boulevard, Suite 1000, Alpharetta, GA 30009.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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Application to establish a Mortgage Banker's Branch received for examination:

April 5, 2023 (MB-MBD)
Full Service Branch
Van Dyk Mortgage Corporation
2907 Bridge Ave., First Floor, Point Pleasant, NJ 08742

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Mortgage Banker License Name Change Received:

March 30, 2023 (MB-MBD)
From: Planet Home Lending, LLC D/B/A Planet Home Servicing
To: Planet Home Lending, LLC D/B/As: Planet Home Servicing and Planet Home Lending

April 5, 2023 (MB-MBD)
From: NJ Lenders Corp. D/B/As: Home Owners Mortgage Express and Silver Bay Lending
To: NJ Lenders Corp. D/B/As: Home Owners Mortgage Express and Silver Bay Lending and LendGen

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

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SECTION II

March 30, 2023 (BP-LFS)
DEBT COUNSELING CORP.
990 So. Second Street – Suite 4, Ronkonkoma, NY 11779

The license to engage in business as a budget planner at the following location has been surrendered:
990 So. Second Street – Suite 4, Ronkonkoma, NY 11779

Effective March 15, 2023, Debt Counseling Corp. is no longer authorized to conduct budget planner business in the State of New York.

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March 30, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of two electronic facilities (automated teller machines) at Rutter's Store 80, 1160 Centre Turnpike, Orwigsburg, Schuylkill County, PA 17961.

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

April 4, 2023 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.
100 Merrick Road Suite 510E, Rockville Centre, NY 11570

April 4, 2023 (MB-MBD)
Full Service Branch
PennyMac Loan Services, LLC
14800 Trinity Blvd., Fort Worth, TX 76155

April 4, 2023 (MB-MBD)
Full Service Branch
PennyMac Loan Services, LLC
6101 Condor Drive, Suite 200, Moorpark, CA 93021

April 4, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
108 South 5th St., Suite 208 & Suite 211, Reading, PA 19602

April 4, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
10 Rockefeller Plaza, Suite 1015, New York, NY 10020

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License to engage in the business of a Mortgage Banker Branch surrendered:

March 30, 2023 (MB-MBD)
American Financial Network, Inc.
68 Discovery, Irvine, CA 92618
Effective Date: February 27, 2023

March 30, 2023 (MB-MBD)
Finance of America Mortgage LLC
2281 Lava Ridge Court, Suite 210, Roseville, CA 95661
Effective Date: January 13, 2023

March 31, 2023 (MB-MBD)
William Raveis Mortgage, LLC
5 MacDonald Ave, Suite 1, Armonk, NY 10504
Effective Date: March 30, 2023

March 31, 2023 (MB-MBD)
Guaranteed Rate, Inc.
4863 Old Redwood Highway, Ste. D, Santa Rosa, CA 95403
Effective Date: March 27, 2023

March 31, 2023 (MB-MBD)
Family First Funding LLC
260 Columbia Avenue, Office #1, Fort Lee, NJ 07024
Effective Date: March 31, 2023

March 31, 2023 (MB-MBD)
American Financial Network, Inc.
9638 Sunset Dr., Miami, FL 33173
Effective Date: February 27, 2023

April 3, 2023 (MB-MBD)
Planet Home Lending, LLC
626 Sheepshead Bay Road, Suite 710, Brooklyn, NY 11224
Effective Date: March 21, 2023

April 5, 2023 (MB-MBD)
Cardinal Financial Company, Limited Partnership
2907 Bridge Ave, First Floor, Point Pleasant, NJ 08742
Effective Date: March 27, 2023

April 5, 2023 (MB-MBD)
Guaranteed Rate, Inc.
325 West Huron Street, Suite 207, Chicago, IL 60654
Effective Date: March 24, 2023

April 5, 2023 (MB-MBD)
Family First Funding LLC
374 Clifton Avenue, Suite 1, Clifton, NJ 07011
Effective Date: March 31, 2023

April 5, 2023 (MB-MBD)
Cardinal Financial Company, Limited Partnership
1301 Corlies Ave, Ste 6-E, Neptune, NJ 07753
Effective Date: March 27, 2023

April 5, 2023 (MB-MBD)
Family First Funding LLC
1 Professional Quadrangle, Suite 1, Sparta, NJ 07871
Effective Date: March 31, 2023

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Certificate to engage in the business of a Mortgage Broker Branch surrendered:

April 5, 2023 (BR-MBD)
Capital Plus Residential
25 Commerce Drive, Suite 360, Cranford, NJ 07016
Effective Date: March 29, 2023

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Mortgage Broker Certificate Address Changes:

April 4, 2023 (BR-MBD)
7th Level Mortgage LLC
From: 401 Route 70E, Suite 208, Cherry Hill, NJ 08034
To: 331 Whitehorse Pike, 2nd Floor Unit B, Atco, NJ 08004

April 4, 2023 (BR-MBD)
TCB FUNDING LLC d/b/a TCB CONSULTS
From: 3512 Quentin Road, suite- LL120, Brooklyn, NY 11234
To: 15 Atlantic Avenue, Suite 102, Lynbrook, NY 11563

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
March 30, 2023	28452	John Leo Goodroe	Milford	Michigan	Rocket Mortgage, LLC
March 30, 2023	44753	Mark Steven Fuchs	Middle Village	New York	Professional Mortgage Solutions, Inc.
March 30, 2023	63729	Janis Ellen Bronstein	Sag Harbor	New York	CrossCountry Mortgage, LLC
March 30, 2023	82768	Adriana Mayela Gonzalez de la Garza	Tampa	Florida	PennyMac Loan Services, LLC
March 30, 2023	144276	Robert Russell Virga	Long Beach	California	Sun West Mortgage Company, Inc.
March 30, 2023	229551	Jerry Nisivoccia	Belleville	New Jersey	NJ Lenders Corp.
March 30, 2023	589502	John T. Spellman	Lynbrook	New York	Nationwide Mortgage Bankers, Inc.
March 30, 2023	714892	Francisco Jose Estevez	Kearny	New Jersey	American Neighborhood Mortgage Acceptance Company LLC
March 30, 2023	930158	Jarvis Brant Fraser	Jacksonville	Florida	Carrington Mortgage Services, LLC
March 30, 2023	1162010	Rajpattie Sukhu	Ozone Park	New York	Gadura Mortgage LLC
March 30, 2023	1189658	Daniel Steven Olivas	Phoenix	Arizona	Rocket Mortgage, LLC
March 30, 2023	1451681	Ryan Thomas Carney	Olean	New York	Movement Mortgage, LLC
March 30, 2023	1477861	Steven Daniel Pinello	Smithtown	New York	Green River Capital Corp.
March 30, 2023	1601260	Samuel Raymond Wlodarski	Santee	California	Freedom Mortgage Corporation
March 30, 2023	1687470	Javier Solis	Phoenix	Arizona	Prosperity Home Mortgage, LLC
March 30, 2023	1731409	Zeinab Adel Albahili	Dearborn Heights	Michigan	Rocket Mortgage, LLC
March 30, 2023	1731587	Alexander Robert Severns	North Ridgeville	Ohio	Rocket Mortgage, LLC
March 30, 2023	1782992	Adam Dejesus	Long Beach	New York	Cardinal Financial Company, LP
March 30, 2023	1889871	Mark Joseph Holtgrave	Cleveland	Ohio	Rocket Mortgage, LLC
March 30, 2023	1916061	Adam Clark Brickert	Anthem	Arizona	Rocket Mortgage, LLC
March 30, 2023	1941731	Chad Michael Even	Canton	Michigan	Rocket Mortgage, LLC
March 30, 2023	1950335	Jonathan Lamonz Wilson	McKinney	Texas	PennyMac Loan Services, LLC
March 30, 2023	1970489	Alexander Thomas Manning	Northville	Michigan	Rocket Mortgage, LLC
March 30, 2023	2001348	John Ray Shafer	Chandler	Arizona	Rocket Mortgage, LLC
March 30, 2023	2023836	Chelsea Nicole Cracraft	Plymouth	Michigan	Rocket Mortgage, LLC
March 30, 2023	2070965	William A. Morgan	Brooklyn	New York	Jet Direct Funding Corp.
March 30, 2023	2082096	Silvana Nissan	Sterling Heights	Michigan	Rocket Mortgage, LLC
March 30, 2023	2087835	Austin William Alva	Scottsdale	Arizona	Rocket Mortgage, LLC
March 30, 2023	2091611	Walter Espinal	Islip	New York	American Financial Network, Inc.
March 30, 2023	2135498	Noah James Rock	Cutchogue	New York	R & J Capital Group, LLC
March 30, 2023	2144392	Brandon Robert Kenney	Commack	New York	Hartford Funding, Ltd.
March 30, 2023	2162392	Abbey Jane Pierce	Detroit	Michigan	Rocket Mortgage, LLC
March 30, 2023	2237782	Julia Fontanelli	Cohoes	New York	1st Priority Mortgage, Inc.
March 30, 2023	2239134	Rawad Ahmad El-Damouni	Dearborn	Michigan	Rocket Mortgage, LLC
March 30, 2023	2266440	Dev Kumar Bhandari	Jersey City	New Jersey	Guaranteed Rate, Inc.
March 30, 2023	2282754	Harpreet Kaur	Ozone Park	New York	American Capital Mortgage, Inc.
March 30, 2023	2314465	John Paul Sakla	Oxnard	California	PennyMac Loan Services, LLC
March 30, 2023	2316121	Lauren Ahwal	Staten Island	New York	Absolute Home Mortgage Corporation
March 30, 2023	2343147	Dartrell Cedrick Williams	Madison Heights	Michigan	Rocket Mortgage, LLC
March 30, 2023	2358175	Latrese Jazmin Ryles	Farmington Hills	Michigan	Rocket Mortgage, LLC
March 30, 2023	2361411	Andreas Photiou	Astoria	New York	Professional Mortgage Solutions, Inc.
March 30, 2023	2389906	Joshua Kim David Matz	Columbia	Missouri	Mortgage Research Center, LLC
March 30, 2023	2403579	Sonny Luis Gotay	Wayne	New Jersey	Alpine Mortgage Services, LLC
March 30, 2023	2424486	Nicole Brown	Holtsville	New York	Jet Direct Funding Corp.
March 30, 2023	2444070	David D. Bast	Forest Hills	New York	CGAP, Inc.
March 30, 2023	2448529	Esther Bochner	Brooklyn	New York	Onyx Equity Partners Corp.
March 30, 2023	2449577	Menachem Mendel Schechter	Pomona	New York	Meadowbrook Financial Mortgage Bankers Corp.
March 30, 2023	2452747	Nicholas Ryan Heimericks	Fulton	Missouri	Mortgage Research Center, LLC
March 31, 2023	27410	Kristy Lynn Dumont	Burrillville	Rhode Island	Embrace Home Loans, Inc.
March 31, 2023	31699	Nicholas Tomas	Lake Orion	Michigan	Rocket Mortgage, LLC
March 31, 2023	134469	Nikki Renea Thayer	Boca Raton	Florida	Nationstar Mortgage LLC
March 31, 2023	203603	Justin Adam Slack	Wilmington	North Carolina	Guaranteed Rate, Inc.
March 31, 2023	251126	John Stephen Vogel	Dublin	Ohio	Developer's Mortgage Company
March 31, 2023	964706	Alex David Dobija	Trenton	Michigan	Rocket Mortgage, LLC
March 31, 2023	1037157	Richard Wayne Barnes	Allen Park	Michigan	Rocket Mortgage, LLC
March 31, 2023	1037446	Joseph Daniel Garcia	Phoenix	Arizona	Rocket Mortgage, LLC
March 31, 2023	1213101	Christopher H. La	Moorpark	California	Urban Fulfillment Services, LLC
March 31, 2023	1249780	Laura Elizabeth Schultz	Westfield	Indiana	Carrington Mortgage Services, LLC
March 31, 2023	1331898	Anthony Jay Chacon	Glendale	Arizona	Rocket Mortgage, LLC
March 31, 2023	1410821	Shay Danielle Trapani	Saint Peters	Missouri	Mortgage Research Center, LLC
March 31, 2023	1451927	Kathy Marie Smith	Green Cove Springs	Florida	Digital Risk Mortgage Services, LLC
March 31, 2023	1504826	Alexander Jared Levy	Boynton Beach	Florida	CrossCountry Mortgage, LLC
March 31, 2023	1510305	Samantha Jo Miles Jones	Grosse Pointe Woods	Michigan	Rocket Mortgage, LLC
March 31, 2023	1590437	Rafil Omar Almufti	Dearborn Heights	Michigan	Rocket Mortgage, LLC
March 31, 2023	1639569	Aaron Douglas Cook	Royal Oak	Michigan	Rocket Mortgage, LLC
March 31, 2023	1649769	David Fu	Brooklyn	New York	NJ Lenders Corp.
March 31, 2023	1731778	Cooper Patrick Urbany	Birmingham	Michigan	Rocket Mortgage, LLC
March 31, 2023	1766520	Derek Alan Odoms	Brownstown	Michigan	Rocket Mortgage, LLC
March 31, 2023	1783030	Christian Joseph Utica	Fenton	Michigan	Rocket Mortgage, LLC
March 31, 2023	1866953	Mohamed Hassan Mashhour	Dearborn	Michigan	Rocket Mortgage, LLC
March 31, 2023	1928934	Kevin Keith Dickerson	Mesa	Arizona	Nationstar Mortgage LLC
March 31, 2023	1957820	Anthony Lim	Dearborn Heights	Michigan	Rocket Mortgage, LLC
March 31, 2023	1957953	Tracy Allen Scrip	Phoenix	Arizona	Rocket Mortgage, LLC
March 31, 2023	2007581	Amir Jamaal Smith	Sterling Heights	Michigan	Rocket Mortgage, LLC
March 31, 2023	2039396	Franco Antonio Muniz	Cleveland	Ohio	Rocket Mortgage, LLC
March 31, 2023	2060218	Benjamin Abraham Cole	Phoenix	Arizona	Prosperity Home Mortgage, LLC
March 31, 2023	2087079	Kristina Lynn Alhadeff	Scottsdale	Arizona	Prosperity Home Mortgage, LLC
March 31, 2023	2087382	James William Savich	Detroit	Michigan	Rocket Mortgage, LLC
March 31, 2023	2091452	Justin Paul Johnson	Yorba Linda	California	Network Capital Funding Corporation
March 31, 2023	2121848	Tiarra Donjee Riley	Los Angeles	California	American Financial Network, Inc.
March 31, 2023	2152294	Avraham Matityahu Koenig	Spring Valley	New York	FM Home Loans, LLC
March 31, 2023	2229390	Mayer Freier	Brooklyn	New York	First Class Funding Corp.
March 31, 2023	2238178	Samantha Rose Michael	Detroit	Michigan	Rocket Mortgage, LLC
March 31, 2023	2290910	Joshua Thomas Baker	Old Hickory	Tennessee	PennyMac Loan Services, LLC
March 31, 2023	2302726	Sydney Karen Suede	St. Clair Shores	Michigan	Rocket Mortgage, LLC
March 31, 2023	2355218	Youlun Wang	Oakland Gardens	New York	Encore Mortgage Company, Inc.
March 31, 2023	2377506	Monica Anna Singh	Howard Beach	New York	Anna & Davi Mortgage Corporation
April 3, 2023	74844	Miriam Leah Paskus	Brooklyn	New York	Landstone Equities, LLC
April 3, 2023	1537102	Danielle Michelle Horvath-Skan	Phoenix	Arizona	Rocket Mortgage, LLC

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Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: