Weekly Banking Bulletin

April 14, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

---

SECTION I

March 24, 2023 (TR-VCU)
NYDIG TRUST COMPANY LLC
510 Madison Avenue, 21st Floor, New York, NY 10022

Notification received for the change of location from 510 Madison Avenue, 21st Floor, New York, NY 10022 to One Vanderbilt Avenue, 65th Floor, New York, NY 10017.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

---

April 7, 2023 (TM-LFS)
PROVENANCE TECHNOLOGIES, INC
235 Pine Street, 22nd Floor, San Francisco, CA 94104

Notification received for the change of location from 235 Pine Street, 22nd Floor, San Francisco, CA 94104 to 650 California Street Suite 07-126 San Francisco, CA 94108.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

---

Application to establish a Mortgage Banker's Branch received for examination:

April 6, 2023 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
1200 Jefferson Road, Suite 302, Rochester, NY 14623

April 6, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
4819 South Park Avenue, Suite 1, Hamburg, NY 14075

April 6, 2023 (MB-MBD)
Full Service Branch
Longbridge Financial, LLC
6161 South Park Avenue, Room 2, Hamburg, NY 14075

April 6, 2023 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.
626 Sheepshead Bay Road, Suite 710, Brooklyn, NY 11224

April 6, 2023 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
487 Devon Park Drive, Suite 212, Wayne, PA 19087

April 6, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
169 Avenue U, Storefront, Brooklyn, NY 11223

April 6, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
2411 Chestnut Avenue, Suite C, Ronkonkoma, NY 11779

April 6, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
8131 Brewerton Road, Cicero, NY 13039

April 6, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
4207 31st Avenue, Storefront, Astoria, NY 11103

April 6, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
602 N Main St, North Syracuse, NY 13212

April 6, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
231 S Plank Rd, Suite 1, Newburgh, NY 12550

April 7, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
1150 South Avenue, Suite 304B, Staten Island, NY 10314

April 7, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
231 Union Boulevard, First Floor, Totowa, NJ 07512

---

Application to establish a Mortgage Broker's Branch received for examination:

April 6, 2023 (BR-MBD)
Full Service Branch
Capital Plus Residential
309 Rutledge Street, Suite 3C, Brooklyn, NY 11211

April 6, 2023 (BR-MBD)
Full Service Branch
The Newfinity Group INC.
293 Eisenhower Parkway, Suite 110, Livingston, NJ 07039

---

Mortgage Loan Servicer Name Change received:

April 11, 2023 (MS-MBD)
From: Kondaur Capital LLC
To: GITSIT SOLUTIONS, LLC

---

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS #	Applicant Name	City	State
October 13, 2022	1866743	Meghan Ruth McKenna	Royal Oak	Michigan
October 13, 2022	2219660	Karen Patricia Mendiola-Monteverde	Bloomfield Hills	Michigan
December 16, 2022	2232510	Michael Henry Huggins	Brooklyn	New York
January 20, 2023	2298172	Thomas James Happe	Smithtown	New York
January 31, 2023	2028779	Adrian Alberto Orozco	Valley Stream	New York
February 9, 2023	67269	Brian Matthew Coffey	Blue Point	New York
February 10, 2023	2014263	Tyler Karim Mecate	La Habra	California
February 14, 2023	2449514	Fay Eugene Clingan	Penfield	New York
February 27, 2023	2081064	Joseph Vitiello	Nanuet	New York
March 6, 2023	2215646	Matthew Gold	East Meadow	New York
March 7, 2023	400929	Joshua Frank Deutsch	Phoenix	Arizona
March 7, 2023	1194970	Brandon John Hale	Trenton	Michigan
March 8, 2023	1461374	Janice Marie Figueroa	Norwalk	Connecticut
March 9, 2023	1657042	Marilynne R. Burchard	Columbia Cross Roads	Pennsylvania
March 10, 2023	1613344	Salvador Irizarry	Seaside Heights	New Jersey
March 28, 2023	1813535	Simon Samuel Konen	Phoenix	Arizona
March 29, 2023	966875	April Marie Healey	Shelburne	Massachusetts
March 29, 2023	1626819	Thomas Michael Velten	Cleveland	Ohio
March 29, 2023	1626911	Amber Jade Cook	Berkley	Michigan
March 30, 2023	218459	Joshua Ryan Numbers	Red Bank	New Jersey
April 3, 2023	1648317	Tyler Joseph Cox	Norwalk	Connecticut
April 4, 2023	1747935	Yousuf Hussaini	Allen	Texas
April 5, 2023	1421181	Jenna Alexandra Cousin-Pahde	Olathe	Kansas

---

SECTION ll

April 6, 2023 (TM-LFS)
CREATIVE SOLUTIONS SOFTWARE CORP.  
880 Technology Dr, Suite D, Ann Arbor, Michigan 48108

Application for change of location from 6300 Interfirst, Ann Arbor, Michigan 48108 to 880 Technology Dr, Suite D, Ann Arbor, Michigan 48108 was approved effective April 6, 2023.

---

April 10, 2023
TIPALTI, INC. DBA TIPALTI
1051 E. Hillsdale, Suite 600, Foster City, CA 94404

Application for change of location from 1810 Gateway Drive, Suite 260, San Mateo, CA 94404 to 1051 E. Hillsdale, Suite 600, Foster City, CA 94404 was approved effective April 10, 2023.

In connection with the above change, the original license was surrendered.

---

April 10, 2023 (TR-R&I) 
AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC 
6201 15th Avenue, Brooklyn, NY 11219

EQUINITI TRUST COMPANY
275 Madison Avenue, 34th Floor, New York, NY 10016

Application, pursuant to Section 601.1 of the Banking Law, for approval of the merger of Equiniti Trust Company (USA) with and into American Stock Transfer & Trust Company, LLC (“AST”), following which merger, AST will continue in business under the name Equiniti Trust Company, LLC (USA), approved.

---

April 10, 2023 (TR-R&I) 
AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC 
6201 15th Avenue, Brooklyn, NY 11219

EQUINITI TRUST COMPANY
275 Madison Avenue, 34th Floor, New York, NY 10016

The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601.1 of the Banking Law, as of 10:00 a.m., April 10, 2023, Agreement and Plan of Merger, dated as of July 1, 2021, and other required documents, providing for the merger of Equiniti Trust Company (USA) with and into American Stock Transfer & Trust Company (“AST”), following which merger, AST will continue in business under the name, Equiniti Trust Company, LLC (USA).

The following office of AST has become an office of Equiniti Trust Company, LLC (USA):

6201 15TH Avenue, Borough of Brooklyn, City of New York 11219

---

April 13, 2023 (BK-CEU)
POPULAR BANK
85 Broad Street, 10th Floor, New York, NY  10004

Application pursuant to Section 96-d of the Banking Law, for approval to operate a “Banking Development District Branch” in Community District 1, Borough of Bronx, Bronx County, New York, a previously designated Banking Development District, was approved by the Superintendent. The co-applicant is the Borough of Bronx, City of New York.

---

Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

April 11, 2023 (BR-MBD)
Affordable Financial Services Ltd.
One Huntington Quadrangle, Suite 1N09, Melville, NY  11747
Effective Date:  February 14, 2023

---

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
106 7th Street, Suite 203, Garden City, NY 11530

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
42-40 Bell Blvd., Suite 101, Bayside, NY 11361

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
90 New Montgomery Street, Suite 1410, San Francisco, CA 94105

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
5 Oakland Road, Suite 3, South Windsor, CT 06074

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
161 Gaither Drive, Suite 104, Mount Laurel, NJ 08054

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
5297 Parkside Drive, Suite 424, Canandaigua, NY 14424

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
600 Main Street, Suite 1, Walpole, MA 02081

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
433 Hackensack Avenue 5th Floor, Hackensack, NJ 07601

April 10, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
132 Monroe Turnpike, Suite 2, Trumbull, CT 06611

---

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

April 12, 2023 (BR-MBD)
Fort Funding Corp.
278 Route 34, 2nd floor, Matawan, NJ 07747
Effective Date: April 6, 2023

---

License to engage in the business of a Mortgage Banker Branch surrendered:

April 6, 2023 (MB-MBD)
Guaranteed Rate, Inc.
10320 Little Patuxent Pkwy, Suite 1140, Columbia, MD 21044
Effective Date: March 29, 2023

April 6, 2023 (MB-MBD)
CMG Mortgage, Inc.
208 Golden Oak Ct. Suite 230, Virginia Beach, VA 23452
Effective Date: February 21, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
5297 Parkside Drive, Suite 424, Canandaigua, NY 14424
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
600 Main Street Suite 1, Walpole, MA 02081
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
800 Westchester Ave, Suite S-602, Rye Brook, NY 10573
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
42-40 Bell Blvd. Suite 101, Bayside, NY 11361
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
433 Hackensack Avenue, 5th Floor, Hackensack, NJ 07601
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
FM Home Loans, LLC
Two Town Center, Suite #2, Cheshire, CT 06410-3152
Effective Date: March 30, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
5 Oakland Road, Suite 3, South Windsor, CT 06074
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
106 7th Street, Suite 203, Garden City, NY 11530
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
90 New Montgomery Street, Suite 1410, San Francisco, CA 94105
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
161 Gaither Drive, Suite 104, Mount Laurel, NJ 08054
Effective Date: April 10, 2023

April 10, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
132 Monroe Turnpike, Suite 2, Trumbull, CT 06611
Effective Date: April 10, 2023

April 12, 2023 (MB-MBD)
Absolute Home Mortgage Corporation
2200 Lucien Way, Suite 320, Maitland, FL 32751
Effective Date: March 28, 2023

April 12, 2023 (MB-MBD)
Absolute Home Mortgage Corporation
1244 Hamilton Street, Suite 203, Allentown, PA 18102
Effective Date: March 28, 2023

---

Mortgage Banker Name Changes:

April 10, 2023 (MB-MBD)
PHH Mortgage Corporation D/B/A Liberty Reverse Mortgage
Mortgagesave.com
PHH Mortgage Services
Instamortgage.com

To:
PHH Mortgage Corporation   D/B/A Liberty Reverse Mortgage
Mortgagesave.com
PHH Mortgage Services

---

Mortgage Loan Servicer Name Changes:

April 11, 2023 (MS-MBD)

From: Kondaur Capital Corporation
To: Kondaur Capital LLC

---

Mortgage Banker License Address Changes:

April 10, 2023 (MB-MBD)
Keller Mortgage, LLC
From: 4725 Lakehurst Ct, Suite 400, Dublin, OH 43016
To: 5555 Parkcenter Circle, Suite 102, Dublin, OH 43017

April 10, 2023 (MB-MBD)
PHH Mortgage Corporation   D/B/A Liberty Reverse Mortgage
Mortgagesave.com
PHH Mortgage Services
From: 1 Mortgage Way, Mount Laurel, NJ 08054
To: 2000 Midlantic Drive, Suite 410-A, Mount Laurel, NJ 08054

---

Mortgage Broker Certificate Address Changes:

April 10, 2023 (BR-MBD)
Positive Services, Inc.
From: 8 Chatham Square, Suite 718, New York, NY 10038
To: 246-28 Cambria Ave, Little Neck, NY 11362

---

Mortgage Banker Branch License Address Changes:

April 10, 2023 (MB-MBD)
Absolute Home Mortgage Corporation
From: 411 Hackensack Avenue, Suite 709, Hackensack, NJ 07601
To: 330 Passaic Avenue, Suite 110, Fairfield, NJ 07004

---

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn	NMLS #	Applicant Name	City	State
March 11, 2019	5178	Michael John Richards	Woburn	Massachusetts
March 10, 2020	665279	Oscar Armando Millan	Irving	Texas
February 13, 2023	304004	Jose M. Socorro	Davenport	Florida
March 31, 2023	1191929	Sean Michael Beaudry	Fort Worth	Texas
April 4, 2023	1734686	Gautham Nalka Rai	Metro Manila	Philippines
April 5, 2023	601342	Christine L. Guerrero	North Las Vegas	Nevada
April 10, 2023	1957273	Jessica Miranda McHenry	Cleveland	Ohio