Weekly Banking Bulletin

May 26, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

May 9, 2023 (CU-CRB)
One credit union of NY
3517 Union Road, Cheektowaga, NY 14225

Application to amend the bylaws to expand the field of membership to include Cattaraugus County, Chautauqua County, Genesee County, Monroe County, Niagara County, and Wyoming County received.

The comment period on this application will expire on June 26, 2023.

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May 18, 2023 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Application dated May 18, 2023, for permission to open and occupy a branch office at 1931 Richmond Avenue, Borough of Staten Island, City of New York 10314, received.

(The activities of this branch will be limited to the opening of new accounts and the acceptance of check deposits.  No lending activities will be conducted; no teller services will be offered.)

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May 19, 2023 (TM-LFS)
OMNEX GROUP, INC.  
580 Sylvan Avenue, Suite LL-A, Englewood Cliffs, NJ 07632

Notification received for the addition of five trade names, Giromex, UNO Money Transfers, Le Goi Tien Le, Sharemoney and Flexienvios BHD.    

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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May 22, 2023 (TM-LFS)
INTUIT PAYMENTS INC. dba QUICKBOOKS PAYMENTS, dba QUICKBOOKS PAYROLL
2700 Coast Avenue, Mountain View, CA 94043

Notification received for the addition of trade name, QuickBooks Bill Pay.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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May 22, 2023 (TM-LFS)
YAPSTONE, INC.  
2121 N. California Blvd., Suite 400, Walnut Creek, CA 94596

Notification is received for the change of location from 2121 N. California Blvd., Suite 400, Walnut Creek, CA 94596 to 1990 N. California Blvd., 8th Floor, Walnut Creek, CA 94596.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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May 23, 2023 (TM-LFS)
AIRWALLEX US, LLC
2 Embarcadero Center, 8th Floor, San Francisco, California 94111

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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May 23, 2023 (TM-LFS)
PANGEA USA, LLC D/B/A PANGEA MONEY TRANSFER, D/B/A PANGEA
1 N State Street, Suite 1350, Chicago, IL 60602

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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May 24, 2023 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005

Verified Certificate to Continue Business as Private Bankers, received.

(These Private Bankers are already under the supervision of the Department.  New Certificate submitted by reason of the withdrawal from the firm of Timothy E. Hartch, a Class 2 Limited Partner; and by reason of the death of T. Michael Long, a Class 2 Limited Partner.)

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Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

May 24, 2023 (BR-MBD)
Applicant(s)
Luis E Lleshi
As: HomePlus Capital LLC
120 Kisco Avenue, Suite T, Mt. Kisco, NY 10549

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Application to establish a Mortgage Banker's Branch received for examination:

May 24, 2023 (MB-MBD)
Full Service Branch
SEFCU Services, LLC
4 Winners Circle, Suite 201, Albany, NY 12205

May 24, 2023 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.
6 Greenmanville Avenue, Unit 3, Mystic, CT 06355

May 24, 2023 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.
100 West Water Street, Suite 4A, Elmira, NY 14901

May 24, 2023 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.
2 Park Street, Unit 1/Lower Level, South Deerfield, MA 01373

May 24, 2023 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
66 Sumner Ave, Seaside Heights, NJ 08751

May 24, 2023 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
1480 S Delsea Dr, Vineland, NJ 08360

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

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SECTION ll
March 28, 2023 (SF-LFS)
Auto Factors, Inc.     
99 W. Hawthorne Avenue, Suite 200, Valley Stream, Nassau County, NY 11580

License rider was issued to reflect the change of main address from 99 W. Hawthorne Avenue, Suite 318, Valley Stream, Nassau County, NY 11580 to 99 W. Hawthorne Avenue, Suite 200, Valley Stream, Nassau County, NY 11580.

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April 21, 2023 (LL-LFS)
SQUARE CAPITAL OF CALIFORNIA, LLC IN LIEU OF ITS LEGAL NAME SQUARE CAPITAL, LLC,
D/B/A SQUARE CAPITAL
1955 Broadway, Suite 815, Oakland, California 94612.

License was issued to reflect the change of main address from 1455 Market Street, 8th Floor, San Francisco, California, 94103 to 1955 Broadway, Suite 815, Oakland, California 94612.

In connection with the above license issuance, the original license was surrendered.

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May 22, 2023 (TM-LFS)
NETSPEND CORPORATION
5800 Airport Blvd, Austin, TX 78752

Application for a change of control of  NetSpend Corporation whereby Neon Newco Corporation will acquire 100% of the outstanding capital stock of NetSpend Corporation was approved on May 18, 2023.

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May 18, 2023 (TR-CRB)
POPULAR BANK
11 West 51ST Street, New York, NY 10019

Approval given to change the location of branch office from 539 Eastern Parkway, Borough of Brooklyn, City of New York 11216 to 838 Nostrand Avenue, Borough of Brooklyn, City of New York 11225, on or after May 19, 2023.

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May 23, 2023 (TM-LFS)
SKRILL USA, INC.   
Town Center Two, 5335 Gate Parkway, 4th Floor, Jacksonville, Florida 32256

Application for change of location from 2 S Biscayne Blvd., Suite 2630, Miami, FL 33131 to Town Center Two, 5335 Gate Parkway, 4th Floor, Jacksonville, Florida 32256 was approved effective 05/23/2023.

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May 23, 2023 (TM-LFS)
BAKKT MARKETPLACE, LLC   
10000 Avalon Boulevard, Suite 1000, Alpharetta, GA 30009

Application for change of location from 5660 New Northside Drive, 3rd Floor, Atlanta, GA 30328 to 10000 Avalon Boulevard, Suite 1000, Alpharetta, GA 30009 was approved effective May 23, 2023.

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License to engage in the business of a Mortgage Banker Branch surrendered:

May 19, 2023 (MB-MBD)
Movement Mortgage, LLC
105 Technology Drive, Suite 2C, Trumbull, CT 06611
Effective Date: May 18, 2023

May 19, 2023 (MB-MBD)
Embrace Home Loans, Inc.
3175 E. Warm Springs Road, Suite 129, Las Vegas, NV 89120
Effective Date: May 16, 2023

May 23, 2023 (MB-MBD)
United Mortgage Corp.
3025-3027 Hempstead Tpke, Levittown, NY 11756
Effective Date: April 20, 2023

May 23, 2023 (MB-MBD)
Reliance First Capital, LLC
17330 Preston Road, Suite 200B, Dallas, TX 75252
Effective Date: April 25, 2023

May 23, 2023 (MB-MBD)
Reliance First Capital, LLC
17470 N Pacesetter Way, Office 203-B, Scottsdale, AZ 85255
Effective Date: April 25, 2023

May 23, 2023 (MB-MBD)
Luxury Mortgage Corp.
399 Knollwood Road, Suite 304, White Plains, NY 10603
Effective Date: February 8, 2023

May 23, 2023 (MB-MBD)
Van Dyk Mortgage Corporation
700 Veterans Memorial Highway, Suite CL105, Hauppauge, NY 11788
Effective Date: May 10, 2023

May 24, 2023 (MB-MBD)
Luxury Mortgage Corp.
29200 Northwestern Highway, Suite #300, Southfield, MI 48034
Effective Date: May 24, 2023

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Mortgage Banker Branch License Address Changes:

May 18, 2023 (MB-MBD)
Rocket Mortgage, LLC
From: 6135 Park South Drive, Suite 200, Charlotte, NC 28210
To: 6135 Park South Drive, Suite 400, Charlotte, NC 28210

May 18, 2023 (MB-MBD)
Cardinal Financial Company, Limited Partnership
From: 1377 Motor Pkwy, Ste 100, Islandia, NY 11749
To: 3285 Veterans Memorial Hwy, Ste A-14B, Ronkonkoma, NY 11779

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
May 18, 2023	21219	Lamarr Rashaad Butler-Parker	Rockaway Beach	New York	Cardinal Financial Company, LP
May 18, 2023	31340	Robert Michael Leonardo	Jackson	New Jersey	Coltrain Funding Group LLC
May 18, 2023	70516	Gina Marie Kritikos	Glen Head	New York	Meadowbrook Financial Mortgage Bankers Corp.
May 18, 2023	145192	Larry Aboudi	Roslyn Heights	New York	Quintessential Mortgage Group, LLC
May 18, 2023	156918	Kevin Christopher Pezzani	Irving	Texas	Everett Financial, Inc.
May 18, 2023	243782	Cariann Lee Sweet	Lincoln Park	New Jersey	Absolute Home Mortgage Corporation
May 18, 2023	279764	Neville Lloyd Rankine	Westbury	New York	Meadowbrook Financial Mortgage Bankers Corp.
May 18, 2023	309827	Ruben Izgelov	Fresh Meadows	New York	FM Home Loans, LLC
May 18, 2023	319934	James Russell Lowell	Newport Beach	California	Nationstar Mortgage LLC
May 18, 2023	322479	Jesse Lee Daberkoe	Lantana	Florida	Absolute Home Mortgage Corporation
May 18, 2023	331342	Svetlana Izgarsheva	Hollywood	Florida	A&D Mortgage LLC
May 18, 2023	363201	Aaron Most	Lakewood	New Jersey	Go Rascal Inc.
May 18, 2023	389085	Philip Walter Alsing	Mission Viejo	California	Carrington Mortgage Services, LLC
May 18, 2023	400929	Joshua Frank Deutsch	Phoenix	Arizona	Guaranteed Rate, Inc.
May 18, 2023	442358	Marjorie Jean Van Dalinda	Morristown	New Jersey	loanDepot.com, LLC
May 18, 2023	598684	Danilo Ariza	Bridgewater	New Jersey	American Neighborhood Mortgage Acceptance Company LLC
May 18, 2023	800771	Sherry Heaslip	Watertown	New York	Movement Mortgage, LLC
May 18, 2023	874048	Regan Payne Richardson	Jacksonville	Florida	Triad Financial Services, Inc.
May 18, 2023	899599	John Thomas Rapinchuk	Indianapolis	Indiana	Freedom Mortgage Corporation
May 18, 2023	934176	Michael Thomas Swanson	Charlotte	North Carolina	Movement Mortgage, LLC
May 18, 2023	938304	Ashley M. Simo	Millington	New Jersey	Heritage Mortgage Banking Corp.
May 18, 2023	1034053	Kendall Ross Sargent	Irvine	California	Nationstar Mortgage LLC
May 18, 2023	1104030	Michael Wayne Moore	Lewisville	Texas	PennyMac Loan Services, LLC
May 18, 2023	1237688	Debbie Elizabeth Carrion	Selden	New York	Contour Mortgage Corporation
May 18, 2023	1365197	Scott McKinley Scaggs	Long Beach	California	Sun West Mortgage Company, Inc.
May 18, 2023	1375547	Christopher John Sabanosh	Scottsdale	Arizona	Prosperity Home Mortgage, LLC
May 18, 2023	1379788	Christine Marie Khokhar	Ellicott City	Maryland	Freedom Mortgage Corporation
May 18, 2023	1380351	Max Steven Fernandez	Palmdale	California	PennyMac Loan Services, LLC
May 18, 2023	1430449	Payton Matthew Reisman	San Juan Capistrano	California	American Financial Network, Inc.
May 18, 2023	1445744	Bryan Joseph Elliott	Westerville	Ohio	Carrington Mortgage Services, LLC
May 18, 2023	1550533	Sean S. McConville	Yardley	Pennsylvania	Allied Mortgage Group, Inc.
May 18, 2023	1578750	Jeffrey Darien Edwards	Jacksonville	Florida	Carrington Mortgage Services, LLC
May 18, 2023	1617679	Jessica Marie Taylor	Aurora	Colorado	American Financing Corporation
May 18, 2023	1643983	Deltra Harkness	Deer Park	New York	Mainstay Mortgage Corp.
May 18, 2023	1648317	Tyler Joseph Cox	Norwalk	Connecticut	Warshaw Capital, LLC
May 18, 2023	1688334	Chavie Spielman	Spring Valley	New York	Landstone Equities, LLC
May 18, 2023	1695980	Kerrie Jo De Capua	Manhasset	New York	Jet Direct Funding Corp.
May 18, 2023	1751369	Serena Wehbi	Dearborn Heights	Michigan	Rocket Mortgage, LLC
May 18, 2023	1873170	Katrina Louise Gyor	Irvine	California	loanDepot.com, LLC
May 18, 2023	1903397	Joseph John Sada	Jersey City	New Jersey	NJ Lenders Corp.
May 18, 2023	1917452	Roger Mesa	Madison	New Jersey	Movement Mortgage, LLC
May 18, 2023	1970775	Alejandra Rodriguez	Casa Grande	Arizona	Rocket Mortgage, LLC
May 18, 2023	1971333	Landon Minsoo Sun	Chandler	Arizona	Rocket Mortgage, LLC
May 18, 2023	2007202	Alena Lynn Alessandrini	Westland	Michigan	Rocket Mortgage, LLC
May 18, 2023	2007794	Zobaina Basem Jaber	Madison Heights	Michigan	Rocket Mortgage, LLC
May 18, 2023	2023072	Massimo Paternoster	Merrick	New York	Powerhouse Solutions, Inc.
May 18, 2023	2032158	Scot Dylan Gale	Levittown	New York	Nationwide Mortgage Bankers, Inc.
May 18, 2023	2032709	Raj V. Kumar	Clover	South Carolina	Longbridge Financial, LLC
May 18, 2023	2057995	Emmanuel Fitzgerald Depas	Springfield Gardens	New York	CGAP, Inc.
May 18, 2023	2067097	Yuda E. Green	Brooklyn	New York	The Mint Capital Inc.
May 18, 2023	2068555	Nicole Wittiewoo Stober	Pasadena	California	PennyMac Loan Services, LLC
May 18, 2023	2069431	Frank Avallone	Morristown	New Jersey	CrossCountry Mortgage, LLC
May 18, 2023	2071437	Bryce Keith East	Westland	Michigan	Rocket Mortgage, LLC
May 18, 2023	2107553	Benjamin Charles Griffith Segaloff	Ann Arbor	Michigan	Rocket Mortgage, LLC
May 18, 2023	2120191	John E. Breen	Sea Cliff	New York	Americana Mortgage Group, Inc.
May 18, 2023	2132954	Natalie Elise Medlock	Knoxville	Tennessee	21st Mortgage Corporation
May 18, 2023	2134676	Ashley Elizabeth Zacchia	Fairfield	Connecticut	William Raveis Mortgage, LLC
May 18, 2023	2152027	Linda Genneken Chapa	Sanger	Texas	Rushmore Loan Management Services LLC
May 18, 2023	2153450	Maresa Rose Welms	Eastlake	Ohio	Reliance First Capital, LLC
May 18, 2023	2169336	Chad Patrick Munsey	Phoenix	Arizona	The Money Source Inc.
May 18, 2023	2215646	Matthew Gold	East Meadow	New York	Russell Capital Group LLC
May 18, 2023	2217674	Sanghoon Han	Jersey City	New Jersey	GuardHill Financial Corp.
May 18, 2023	2219014	Ashley Geib	Detroit	Michigan	Rocket Mortgage, LLC
May 18, 2023	2219390	Betty Davis	North Bergen	New Jersey	CrossCountry Mortgage, LLC
May 18, 2023	2259756	Jeannie Pak	Atlanta	Georgia	Equity Prime Mortgage LLC
May 18, 2023	2298172	Thomas James Happe	Smithtown	New York	United Mortgage Corp.
May 18, 2023	2311063	Andres Emmanuel Asencio	Bronx	New York	Right Trac Financial Group, Inc.
May 18, 2023	2331623	Edward Pasquale Salzano	River Vale	New Jersey	Absolute Home Mortgage Corporation
May 18, 2023	2354748	Jacob Robert Nelson	Columbia	Missouri	Mortgage Research Center, LLC
May 18, 2023	2358238	Alexander Matthew Pedersen	Birmingham	Michigan	Rocket Mortgage, LLC
May 18, 2023	2376252	Patrick Joseph Scally	Centereach	New York	Contour Mortgage Corporation
May 18, 2023	2391389	Christopher Norman Perkins	Columbia	Missouri	Mortgage Research Center, LLC
May 18, 2023	2392594	Joshua Paul Johnson	Roanoke	Texas	CMG Mortgage, Inc.
May 18, 2023	2396651	Veronica Terra	Ozone Park	New York	Cardinal Financial Company, LP
May 18, 2023	2412693	Matthew A. Duquette	Peru	New York	Robert S. Duquette
May 18, 2023	2418440	Jessica Murnane	Staten Island	New York	New Dwelling Developments Inc.
May 18, 2023	2421331	Zeniyah Catherine Rutledge	Brooklyn	New York	CGAP, Inc.
May 18, 2023	2423202	Katherine Marie Tinker	Maryland Heights	Missouri	Mortgage Research Center, LLC
May 18, 2023	2450179	Kevin deNeergaard	Smithtown	New York	All County Capital Corp.
May 18, 2023	2454128	Nicholas Joseph Grenier	East Rockaway	New York	Cardinal Financial Company, LP
May 18, 2023	2459059	Fredy Alexander Sandoval Ruiz	Bayshore	New York	Lakeview Mortgage Bankers Corp.