Weekly Banking Bulletin

June 23, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SB

Savings Bank

FR

Foreign Representative Office

SD

Safe Deposit Company

HC

Holding Company

SF

Sales Finance Agency

IC

Investment Company

SL

Savings and Loan Association

LL

Licensed Lender

SL

Student Loans

MK

Merchant Bank

TM

Transmitter of Money

MI

Miscellaneous

TR

Trust Company

   

VC

Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB

Community and Regional Banks

CEU

Consumer Examination Unit

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

SECTION I

June 21, 2023 (TR-CRB)

MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch office at 1848 South Clinton Avenue, Town of Brighton, Monroe County, New York 14618, received.

The comment period on this notice will expire July 24, 2023.


June 23, 2023 (LL-LFS)
OMNI FINANCIAL OF NEVADA, INC
6655 W. Sahara Avenue, Suite C104, Las Vegas, Nevada 89146

Application received for a change of control filed by Omni Holding Company LLC which will acquire 100% of the outstanding shares of Omni Financial of Nevada, Inc.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


Application to establish a Mortgage Banker's Branch received for examination:

June 20, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
600 West Germantown Pike, Suite 400, Office 1004, Plymouth Meeting, PA 19462

June 21, 2023 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
165 Passaic Ave, Ste 300, Fairfield, NJ 07004


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

June 21, 2023 (MB-MBD)
Applicant(s)
Christopher Gerard Marshall
Kurt Gregory Johnson
Mr. Cooper Group Inc.
Nationstar Mortgage Holdings Inc.
Nationstar Mortgage LLC
Nationstar Sub1 LLC
Sub1 DE LLC
To acquire interest in:
Rushmore Loan Management Services LLC D/B/A
Rushmore Correspondent Lending Services
8616 Freeport Pkwy, Suite 100, Irving, TX 75063


Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

December 1, 2021

2136194

Christopher Ryan Razzore

Staten Island

New York

February 1, 2022

2088373

Michael Ryan Lott

Phoenix

Arizona

January 18, 2023

175707

Michael John Cronin

Philadelphia

Pennsylvania

January 23, 2023

2254047

Lin Li

Flushing

New York

April 10, 2023

2383384

Justin J. Hopkins

Fairport

New York

May 8, 2023

2333022

Kelvin Burnell Richardson

Brooklyn

New York

May 17, 2023

269793

Helen Yang

Hackensack

New Jersey

May 17, 2023

2475937

Videsha Harinarayan

East Meadow

New York

May 19, 2023

1751344

Jason Lee Kucans

Belleville

Michigan

May 24, 2023

8953

Noel Mark Chapman

Manasquan

New Jersey

May 24, 2023

459794

Brett Alan-Lee

Solana Beach

California

May 25, 2023

1469112

James Colbert

New York

New York

May 25, 2023

2483226

Daniel Luke Perry

Rochester

New York

June 2, 2023

1568394

Ian Bennett Magladry

Los Angeles

California

June 6, 2023

1724794

Zeng Xian Wang

Sugar Land

Texas

June 14, 2023

356192

Joseph Leo Campbell

Derby

New York

June 14, 2023

1086960

Emily Sue Bristol

Norwood

New York

June 15, 2023

2455868

Tova Carol Mavashev

Brookville

New York

June 15, 2023

2494415

Grace Jacqueline Powell

Columbia

Missouri

June 16, 2023

2310351

India J. Headley

Prospect

Connecticut

June 16, 2023

2496497

Caleb Douglas Slivinski

Salisbury

Missouri


SECTION II

June 16, 2023 (FR-FWB)
DEXIA CRÉDIT LOCAL
1, Passerelle des Reflets, Tour CBX - La Défense 2, TSA 92202, 92919 La Défense Cedex, France

The Department interposes no-objection to the notification, pursuant to Section 221-e of the Banking Law, of the relocation of the representative office from 445 Park Avenue, Borough of Manhattan, City of New York 10022 to 575 Fifth Avenue, Borough of Manhattan, City of New York 10017.


June 22, 2023 (MI-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notification received, in accordance with Supervisory Policy G 8, of the closing of the representative office at 801 Barkwood Court, Linthicum, Anne Arundel County, MD 21090, effective July 31, 2023.


Application to establish a Mortgage Banker's Branch received for examination, has been withdrawn:

June 20, 2023 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
809 De La Vina St, Santa Barbara, CA 93101


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

June 21, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
354 Veterans Memorial Highway, Suite 9, Commack, NY 11725


License to engage in the business of a Mortgage Banker Branch surrendered:

June 20, 2023 (MB-MBD)
American Neighborhood Mortgage Acceptance Company LLC
4839 Limestone Road, Wilmington, DE 19808
Effective Date: June 16, 2023


Mortgage Banker Branch License Address Changes:

June 20, 2023 (MB-MBD)
CMG Mortgage, Inc.
From: 3400 Hwy 35 Suite 1, Hazlet, NJ 07730
To: 1715 Highway 35, Suite 201, Middletown, NJ 07748

June 21, 2023 (MB-MBD)
American Financial Network, Inc.
From: 431 Conklin St, Office 3, Farmingdale, NY 11735
To: 1342 New York Ave, Huntington Station, NY 11746

June 21, 2023 (MB-MBD)
Draper and Kramer Mortgage Corp.
From: 2105 Cromley Circle, Unit B, Myrtle Beach, SC 29577
To: 267 Willbrook Blvd, Unit C, Pawleys Island, SC 29585


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval

NMLS #

Applicant Name

City

State

Sponsoring Entity

June 15, 2023

39847

Evan Mark Kaye

Melville

New York

East Coast Capital Corp.

June 15, 2023

136554

William James Carroll

Bridgewater

New Jersey

Cardinal Financial Company, LP

June 15, 2023

200208

Austin Allan Niemiec

West Bloomfield

Michigan

Rocket Mortgage, LLC

June 15, 2023

287055

Gyanendra Srivastava

Naperville

Illinois

Draper and Kramer Mortgage Corp.

June 15, 2023

424901

Leonard Murphy

Staten Island

New York

American Neighborhood Mortgage Acceptance Company LLC

June 15, 2023

624473

Deborah Lynn Gobins

Phoenix

Arizona

Rocket Mortgage, LLC

June 15, 2023

734744

Rachel Ann Strait

Carrollton

Texas

Carrington Mortgage Services, LLC

June 15, 2023

1387643

Brian Jeffrey Grayev

Pottstown

Pennsylvania

TBI Mortgage Company

June 15, 2023

1409251

W. Nicholas Bergh

Valencia

California

PennyMac Loan Services, LLC

June 15, 2023

1431245

Erik Louis Sackandy

Annapolis

Maryland

Freedom Mortgage Corporation

June 15, 2023

1541241

Melanie Cronin

Staten Island

New York

Fairway Independent Mortgage Corporation

June 15, 2023

1589080

Vincent Anthony Lanni

Schnecksville

Pennsylvania

East Coast Capital Corp.

June 15, 2023

1662682

Zachariah Jamal Fawaz

Hagerstown

Maryland

Freedom Mortgage Corporation

June 15, 2023

1736301

Ernest Lefkowitz

Brooklyn

New York

Landstone Equities, LLC

June 15, 2023

1803379

Ali Anwar Alwashah

Dearborn Heights

Michigan

Rocket Mortgage, LLC

June 15, 2023

1838926

Seren Ocak

East Northport

New York

Embrace Home Loans, Inc.

June 15, 2023

1975788

Jose Reyes

Clifton Park

New York

Homestead Funding Corp.

June 15, 2023

1989560

Ardian Leka

Bronx

New York

Solution One Capital Corp.

June 15, 2023

2037301

Elena Vargas

Brooklyn

New York

Green Street Capital, LLC

June 15, 2023

2038612

Santina Marie Mitaj

Eastchester

New York

Rocket Mortgage, LLC

June 15, 2023

2097284

Vincent James Aiosa

Wantagh

New York

Nationwide Mortgage Bankers, Inc.

June 15, 2023

2099979

Christian Matthew Anderson

Indianapolis

Indiana

Royal United Mortgage, LLC

June 15, 2023

2219660

Karen Patricia Mendiola-Monteverde

Bloomfield Hills

Michigan

Rocket Mortgage, LLC

June 15, 2023

2263342

Hesham Ahmad Khan

Elmont

New York

Planet Home Lending, LLC

June 15, 2023

2335820

Charlie Calco

Staten Island

New York

Residential Home Mortgage Corporation

June 15, 2023

2383426

Bryce Evan Healey

Indianapolis

Indiana

Royal United Mortgage, LLC

June 15, 2023

2417282

Paula Simoni

Farmingdale

New York

Jericho Mortgage Associates, Inc.

June 15, 2023

2427603

Lorraine Kathryn Nicholson

Aloha

Oregon

Freedom Mortgage Corporation

June 15, 2023

2429959

Stanley Michael Renkas

Brooklyn

New York

Bridge Capital Enterprises Ltd.

June 15, 2023

2447759

Dina Dal Mut

Brentwood

New York

Russell Capital Group LLC

June 15, 2023

2465994

Evan Attinger

Cortlandt Manor

New York

DML Mortgage Enterprises, Inc.

June 15, 2023

2473974

Li Mei Li

College Point

New York

Interstate Home Loan Center, Inc.

June 15, 2023

2478208

Jose Enrique Romero

Freeport

New York

Nationwide Mortgage Bankers, Inc.


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS #

Applicant Name

City

State

June 6, 2023

108033

James Patrick Gallen

Philadelphia

Pennsylvania

June 6, 2023

245375

Gary Wayne Eastham

Huntington Beach

California

June 6, 2023

621715

Jeffrey Alan Conrad

Allen

Texas

June 6, 2023

986842

Andrea Bilducea

Avondale

Arizona

June 6, 2023

1019920

Jennifer May Deering

Belford

New Jersey

June 6, 2023

1040069

Jennifer Ann Marszowski

Phoenix

Arizona

June 6, 2023

1072866

James Joseph Blackburn

Lighthouse Point

Florida

June 6, 2023

1118680

Valerie Ann Gomez

Waxahachie

Texas

June 6, 2023

1431237

Eric Scott Hamilton

Lumberton

New Jersey

June 6, 2023

1469715

Robin Buchanan

Trenton

New Jersey

June 6, 2023

1585208

Rebecca Rachel Cook

The Colony

Texas

June 6, 2023

1613538

Evelyn Buchanan

Grand Prairie

Texas

June 6, 2023

1626957

Zachary James Hammond

Gilbert

Arizona

June 6, 2023

1635120

Briawna Michele Bissland

Marlton

New Jersey

June 6, 2023

1656767

Samir Chami

Canton

Michigan

June 6, 2023

1708732

Keil David Conway

Rochester

Michigan

June 6, 2023

1764633

James V. Downing

Red Bank

New Jersey

June 6, 2023

1771812

Marie Anna Klein

Akron

Ohio

June 6, 2023

1803283

Kimberly Su Kaercher

Westland

Michigan

June 6, 2023

1813732

Michael Roman Hajduk

Howell

Michigan

June 6, 2023

1824208

Richard William Curley

Litchfeild Park

Arizona

June 6, 2023

1845066

Annis Mohammad Dabbas

Canton

Michigan

June 6, 2023

1877423

Ariana Cruz

Glendale

Arizona

June 6, 2023

1877521

Kelly Ann Kallapure

Royal Oak

Michigan

June 6, 2023

1889441

Bryan Andrew Ilena

Glendale

Arizona

June 6, 2023

1902283

Jeffrey Alan Ferguson

Irvine

California

June 6, 2023

1909454

Lane Gregory Herzog

Fort Worth

Texas

June 6, 2023

1918639

Howard J. Chen

Staten Island

New York

June 6, 2023

1936455

Ratul Biswas

Bronx

New York

June 6, 2023

1957154

Daniel Francis Hearns

Brunswick

Ohio

June 6, 2023

1957310

Gabriella Rose Kolioupoulos

New Baltimore

Michigan

June 6, 2023

1958835

Joseph Francis Funicelli

Toms River

New Jersey

June 6, 2023

1967734

Walter Alexander Archer

Croydon

Pennsylvania

June 6, 2023

1993972

Ali Imad-Mohamad Kadry

Dearborn

Michigan

June 6, 2023

2022310

Steven Grady Garretson

Plano

Texas

June 6, 2023

2022662

Christopher Clayton Gastmeier

Harrison Township

Michigan

June 6, 2023

2023579

Kyle Trevor Burns

Canton

Michigan

June 6, 2023

2024125

Jade Grace Cassidy

Garden Grove

California

June 6, 2023

2034377

Jonathan Charles Blaha

Avon Lake

Ohio

June 6, 2023

2038278

Dhia Abdel-Nasser Mohammad

Dearborn Heights

Michigan

June 6, 2023

2039579

Mora Bolos

Sterling Heights

Michigan

June 6, 2023

2039625

Marissa C.J. Grass

Royal Oak

Michigan

June 6, 2023

2053353

James Matthew Howard

Denton

Texas

June 6, 2023

2071072

Adam Scott Lohmann

Fort Lauderdale

Florida

June 6, 2023

2081644

Yuting Fan

Highland Park

New Jersey

June 6, 2023

2088169

Joseph Edward Parks

Lake Odessa

Michigan

June 6, 2023

2089117

Kerissa Marie Hancock

Romulus

Michigan

June 6, 2023

2092032

Alvin A. Naman

Shelby Township

Michigan

June 6, 2023

2107384

Adonys Navarrete Hermosillo

Phoenix

Arizona

June 6, 2023

2107784

Francisco Manuel Lopez Fuentes

Tucson

Arizona

June 6, 2023

2136546

Ray Anthony Canuelas

St. Louis

Missouri

June 6, 2023

2143466

Abraham Barminka

Brooklyn

New York

June 6, 2023

2146430

Samantha Marie MacLean

Lewisville

Texas

June 6, 2023

2174787

Daniel Channing Flinn

Denton

Texas

June 6, 2023

2176983

Ryan Jacob Johnson

Riverside

California

June 6, 2023

2183638

Nicole M. Evans

West Pittston

Pennsylvania

June 6, 2023

2218903

Arthur Marek Kaminski

Sterling Heights

Michigan

June 6, 2023

2225702

Radhika Mitulkumar Patel

Fullerton

California

June 6, 2023

2227651

Michael Francis Doyle

Merrick

New York

June 6, 2023

2228414

Michael Thomas Mara

Long Beach

New York

June 6, 2023

2228753

Carl Isaac Magin Fontanez

Anaheim

California

June 6, 2023

2232040

Adrian Fernandez

Miami

Florida

June 6, 2023

2232301

Randee Carly Davis

Berwick

Pennsylvania

June 6, 2023

2242286

Christopher Robert Keller

Lewisville

Texas

June 6, 2023

2259468

Yasmina Vincenza Grippi

Dearborn

Michigan

June 6, 2023

2262073

Curtis Gregory Alexander Allen

Anaheim

California

June 6, 2023

2278073

Sameer Mehaidli

Westland

Michigan

June 6, 2023

2279753

Zaid Raad Al-Faham

Dearborn

Michigan

June 6, 2023

2279754

Suhaib Hazzah Salah Alkohaif

Dearborn

Michigan

June 6, 2023

2279985

Noel Martin Hernandez

Huntington Park

California

June 6, 2023

2282381

Alex Dominick Bharath

Warwick

New York

June 6, 2023

2283789

Kevin Michael Galyas

Staten Island

New York

June 6, 2023

2293279

Megan Renea Edmonds

New York

New York

June 6, 2023

2296268

Johnathan Michael McGraw

Melissa

Texas

June 6, 2023

2297999

Dwayne L. Marcus

Unadilla

New York

June 6, 2023

2301564

Haley Nicole Jordan

Huntington Beach

California

June 6, 2023

2301884

Luz Karen Henriquez Cisneros

Arlington

Texas

June 6, 2023

2303047

Theresa Ann Mehall

Southgate

Michigan

June 6, 2023

2303432

Marsela Elezovic

Washington Township

Michigan

June 6, 2023

2303519

Sandra Lynette Brown

Detroit

Michigan

June 6, 2023

2303597

Michael Christopher Conwell

St. Clair Shores

Michigan

June 6, 2023

2303951

Timothy Raymond Martin

Rochester

Michigan

June 6, 2023

2315514

Robert Stewart Brown

Nolensville

Tennessee

June 6, 2023

2315524

Christopher Aaron Henry

Brentwood

Tennessee

June 6, 2023

2315684

Farhan Javed

Tuxedo

New York

June 6, 2023

2317652

John Anthony Graziano

Boston

Massachusetts

June 6, 2023

2321740

Daniel Valentin Mozhelyuk

Southgate

Michigan

June 6, 2023

2335155

Jennifer Leann Lucas

Franklin

Tennessee

June 6, 2023

2343929

Trevor Adam Mackowiak

Chesterfield

Michigan

June 6, 2023

2352050

Willie Lee Lewis

Aubrey

Texas

June 6, 2023

2352402

Kyle Wesley Palmer

Lewisville

Texas

June 6, 2023

2359779

Moussa Madou

Brooklyn

New York

June 6, 2023

2371235

Vladimir Fortune Joseph

Coral Springs

Florida

June 6, 2023

2372349

Joshua Nathanael Carroll

Murfreesboro

Tennessee

June 6, 2023

2372373

Jacob Chase Budde

Franklin

Tennessee

June 6, 2023

2377141

Arsham Hosseinipour

Jamaica

New York

June 6, 2023

2391432

Joshua Hunter Lindsay

Hurst

Texas

June 6, 2023

2392729

Monica Lynn Hockaday-Seaton

Arlington

Texas

June 6, 2023

2393049

Brantley Charles

Plano

Texas

June 6, 2023

2416137

Dylan Michael Doughty

Scarsdale

New York

June 20, 2023

387029

Damion Jermaine Williford

Pembroke Pines

Florida

June 20, 2023

1783330

Ameer Rafat Elayan

Dearborn Heights

Michigan

June 20, 2023

1829340

Daniel Sotomarino

Jacksonville

Florida