Weekly Banking Bulletin

July 14, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

 

SECTION I

July 5, 2023 (FR-FWB)
RBC INVESTOR SERVICES BANK S.A.
14, Porte de France, L-4360 Esch-Sur-Alzette Luxembourg

Application pursuant to Section 203.2 of the Banking Law to change the corporate name of RBC Investor Services Bank S.A., New York Representative Office to CACEIS Investor Services Bank S.A., New York Representative Office, received.

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July 7, 2023 (BK-CRB)
APPLE BANK FOR SAVINGS

Application for the Superintendent’s approval of the “Certificate of Amendment of the Organization Certificate of Apple Bank for Savings under Section 8005 of the Banking Law”, providing for the change of name to “Apple Bank”, received.

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July 7, 2023 (BP-LFS)
TAKE CHARGE AMERICA, INC.
20620 North 19th Avenue, Phoenix, AZ 85027

A notification was received for the relocation of the main office, as follows:
From:  20620 North 19th Avenue, Phoenix, AZ 85027
To: 20430 North 19th Avenue, Suite B155, Phoenix, AZ 85027
The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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July 10, 2023 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Application dated July 10, 2023, for permission to change the location of branch office from 250 West 23rd Street, Borough of Manhattan, City of New York 10011 to 278 Eighth Avenue, Borough of Manhattan, City of New York 10011, received.

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July 11, 2023 (TM-LFS)
MECARI, INC.
1530 Page Mill Rd., Suite 100, Palo Alto, California 94304-1140
Notification received for the change of location from 1530 Page Mill Rd., Suite 100, Palo Alto, California 94304-1140 to 3223 Hanover St., Suite 110, Palo Alto, CA 94304.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee

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July 11, 2023 (SF-LFS)
MIDLAND CREDIT MANAGEMENT INC.
350 Camino De La Reina, Ste. 300
San Diego, CA. 92108

Application received for a license to engage in business as a sales finance company

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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Application to establish a Mortgage Banker's Branch received for examination:

July 12, 2023 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
116 Washington Ave., 4th Floor, North Haven, CT 06473

July 12, 2023 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
892 Main Street, Suite 301, 3rd Floor, Fishkill, NY 12524

July 12, 2023 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
215 Saint Paul Street, Suite 200, Denver, CO 80206

July 12, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
3701 Main Street, Suite 310, Flushing, NY 11354

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

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SECTION II
May 19, 2023 (SF-LFS)
J & S Auto Credit, Inc. U/A/N JSAC       
175 Freemans Bridge Road, Scotia, Schenectady County, NY 12302

License rider was issued to reflect the change of main address from 756 State Street, Schenectady, Schenectady County, NY 12307 to 175 Freemans Bridge Road, Scotia, Schenectady County, NY 12302.

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June 27, 2023 (TM-LFS)
OMNEX GROUP, INC dba GIROMEX, dba UNO MONEY TRANSFERS, dba LE GOI TIEN LE,  dba SHAREMONEY, dba FLEXIENVIOS, BHD
580 Sylvan Avenue, Suite LL-A, Englewood Cliffs, NJ 07632
Notification for the addition of five trade names, Giromex, UNO Money Transfers, Le Goi Tien Le, Sharemoney and Flexienvios BHD was approved.     
In connection with the above change, the original license was surrendered.

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July 10, 2023 (LL-LFS)
OMNI FINANCIAL OF NEVADA, INC.
6655 W. Sahara Avenue, Suite C104, Las Vegas, Nevada 89146
Application for a change of control whereby Omni Holding Company, LLC will directly acquire 100% ownership interest of the licensee was approved.

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July 11, 2023 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Approval given to change the location of branch office from 168-42 Hillside Avenue, Jamaica, Borough of Queens, City of New York 11432 to 170-33 Hillside Avenue, Jamaica, Borough of Queens, City of New York 11432, on or after July 12, 2023.

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July 11, 2023 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Authorization granting permission to open and occupy branch office at 110 Church Street, Borough of Manhattan, City of New York 10007, surrendered for cancellation.
Office discontinued as of July 10, 2023.

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

July 11, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
600 West Germantown Pike, Suite 400, Office 1004, Plymouth Meeting, PA 19462

July 11, 2023 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
165 Passaic Ave, Ste 300, Fairfield, NJ 07004

July 12, 2023 (MB-MBD)
Full Service Branch
US Mortgage Corporation
340 W. Butterfield Road, Suite 414, Elmhurst, IL 60126

July 12, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
200 Mineral Springs Road, Suite 205, Rockaway, NJ 07866

July 12, 2023 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
139-27 Queens Boulevard, Suite 2, Jamaica, NY 11435

July 12, 2023 (MB-MBD)
Full Service Branch
US Mortgage Corporation
950 New Loudon Road Suite 245, Latham, NY 12110

July 12, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
5601 Mariner St., Suite 101, Tampa, FL 33609

July 10, 2023 (MB-MBD)
Movement Mortgage, LLC
1000 Lafayette Blvd., Suite 1100, Bridgeport, CT 06604
Effective Date: June 26, 2023

July 10, 2023 (MB-MBD)
American Neighborhood Mortgage Acceptance Company LLC
701 W Broad Street, Suite 101, Bethlehem, PA 18018
Effective Date: June 29, 2023

July 10, 2023 (MB-MBD)
CMG Mortgage, Inc.
15200 Jog Road, Unit 202, Delray Beach, FL 33446
Effective Date: May 19, 2023

July 10, 2023 (MB-MBD)
American Financial Network, Inc.
6 Terri Lane Suite 200, Burlington, NJ 08016
Effective Date: April 26, 2023

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License to engage in the business of a Mortgage Loan Servicer Branch surrendered:

July 12, 2023 (MS-MBD)
Provident Funding Associates, L.P.
From: 221 North LaSalle Street, Suite 1030, Chicago, IL 60601
To: 18W140 Butterfield Road, Oakbrook Terrace, IL 60181

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Mortgage Banker License Name Changes:

July 11, 2023 (MB-MBD)
From: NJ Lenders Corp.  D/B/A Home Owners Mortgage Express
Silver Bay Lending

To: NJ Lenders Corp. D/B/A
Home Owners Mortgage Express
Silver Bay Lending
LendGen

July 12, 2023 (MB-MBD)
Finance of America Mortgage LLC
From: 1 West Elm Street, Suite 450, Conshohocken, PA 19428
To: 1 West Elm Street, Suite 100, Conshohocken, PA 19428

July 12, 2023 (BR-MBD)
Discount Home Mortgage Corp.
From: One Cross Island Plaza, Suite 122, Rosedale, NY 11422
To: 50 Hempstead Ave, Suite H, Lynbrook, NY 11563

July 12, 2023 (MB-MBD)
CrossCountry Mortgage, LLC
From: 106 Apple Street, Suite 102-B, Tinton Falls, NJ 07724
To: 494 Sycamore Avenue, Suite 200, Shrewsbury, NJ 07702

July 12, 2023 (MB-MBD)
Movement Mortgage, LLC
From: 1840 South Winton Road, Suite B, Rochester, NY 14618
To: 160 Allens Creek Road, Suite 220, Rochester, NY 14618

July 12, 2023 (MB-MBD)
Guaranteed Rate, Inc.
From: 1750 North University Drive, Suite 234, Coral Springs, FL 33071
To: 1750 North University Drive, Suite 205, Coral Springs, FL 33071

July 12, 2023 (MB-MBD)
Land Home Financial Services, Inc.
From: 1229 Cape Coral Pkwy. E., Unit 13, Cape Coral, FL 33904
To: 12535 New Brittany Blvd., Unit 2804, Fort Myers, FL 33907

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law. 

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
July 10, 2023	31182	Michael John Deutsch	Islip	New York	Reliant Home Funding, Inc.
July 10, 2023	97880	Steven Ho	St. James	New York	Interstate Home Loan Center, Inc.
July 10, 2023	410203	Karen M. Blenski	Depew	New York	Haus Capital Corporation
July 10, 2023	1638396	Angelica Miller	Monroe	New York	CrossCountry Mortgage, LLC
July 10, 2023	2254047	Lin Li	Flushing	New York	Best Solution Mortgage, Inc.
July 10, 2023	2343691	Xiao Dan Lu	New York	New York	J&L Source, Inc.
July 10, 2023	2461484	Navneet Kaur Kukreja	Bethpage	New York	Ezz Services Inc.
July 10, 2023	2461997	Michelle Chen	New York	New York	MLB Residential Lending, LLC
July 10, 2023	2464637	Julio Daniel Viafara	Levittown	New York	UNMB Home Loans Inc.
July 10, 2023	2481251	Angela Conklin	Delanson	New York	Premium Mortgage Corp.