Weekly Banking Bulletin
August 18, 2023
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
|
BK |
Bank |
MB |
Mortgage Banker |
|
BP |
Budget Planner |
BR |
Mortgage Broker |
|
CC |
Check Casher |
MS |
Mortgage Servicer |
|
CU |
Credit Union |
PF |
Premium Finance Agency |
|
FA |
Foreign Agency |
PB |
Private Banker |
|
FB |
Foreign Branch |
SB |
Savings Bank |
|
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
|
HC |
Holding Company |
SF |
Sales Finance Agency |
|
IC |
Investment Company |
SL |
Savings and Loan Association |
|
LL |
Licensed Lender |
SL |
Student Loans |
|
MK |
Merchant Bank |
TM |
Transmitter of Money |
|
MI |
Miscellaneous |
TR |
Trust Company |
|
|
|
VC |
Virtual Currency |
Regulatory Unit Codes
|
CM |
Capital Markets |
|
CRB |
Community and Regional Banks |
|
CEU |
Consumer Examination Unit |
|
FWB |
Foreign and Wholesale Banks |
|
LFS |
Licensed Financial Services |
|
MBD |
Mortgage Banking |
SECTION I
August 18, 2023 (CU-CRB)
ONE CREDIT UNION OF NY
3517 Union Road, Cheektowaga, NY 14225
Application pursuant to Section 601 of the Banking Law, for the merger of South Towns Community Federal Credit Union with and into One Credit Union of NY, received.
The comment period on this application will expire on September 18, 2023.
August 15, 2023 (MI-CRB)
HELIOS BANCORP INC.
600 Madison Avenue, New York, NY 10022
Application, pursuant to Section 143-b of the Banking Law, to acquire control of Alpine Capital Bank, New York, New York, received.
The comment period on this application expires on September 18, 2023.
August 16, 2023 (BK-CRB)
METROPOLITAN COMMERICAL BANK
99 Park Avenue, 4th Floor, New York, NY 10016
Application dated August 10, 2023, for permission to change the location of branch office from 5101 13th Avenue, Borough of Brooklyn, City of New York 11219 to 5102 13th Avenue, Borough of Brooklyn, City of New York 11219, received.
August 16, 2023 (TM-LFS)
COINBASE INC.
430 California Street, San Francisco, California, 94104
Notification received for the change of location from 430 California Street, San Francisco, California, 94104 to 55 Hudson Yards, 550 West 34th Street, 4th Floor, New York, NY 10001.
The publication of receipt of this notification does not indicate that the notification is deemed complete.
A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination, amended to read as follows:
From:
December 6, 2022 (BR-MBD)
Applicant(s)
James Vincent
As: Goliath Real Estate Inc.
331 Arcado Road, Suite A-101, Lilburn, GA 30047
To:
August 15, 2023 (BR-MBD)
Applicant(s)
James K Vincent JR
As: Goliath Real Estate Inc.
331 Arcado Road, Suite A-101A, Lilburn, GA 30047
Application to establish a Mortgage Banker's Branch received for examination:
August 16, 2023 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
260 Columbia Avenue, Office #1, Fort Lee, NJ 07024
August 16, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
104 Salt Springs Road, Suite 2, Fayetteville, NY 13066
August 16, 2023 (MB-MBD)
Full Service Branch
Sutherland Mortgage Services, Inc.
9205 W. Russell Rd, Ste 240 Office 211, Las Vegas, NV 89178
August 16, 2023 (MB-MBD)
Full Service Branch
Everett Financial, Inc.
1020 W Exchange Parkway, #1130, Allen, TX 75013
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| February 7, 2023 | 1866545 | Harpreet Singh | Bethpage | New York |
| April 20, 2023 | 1715455 | Harjeet S. Sethi | Richmond Hill | New York |
| May 8, 2023 | 1717245 | Radmila Niyazova | Hollis | New York |
| May 19, 2023 | 1692681 | Luis Daniel Ponce | Studio City | California |
| May 19, 2023 | 1732299 | Ahmaad Omar Samuel | Bronx | New York |
| June 12, 2023 | 148432 | Julie Rosenblatt | Rockville | Maryland |
| June 14, 2023 | 875356 | Brian Michael Hackett | Studio City | California |
| June 28, 2023 | 1584272 | Michael Joseph Rushford | Malta | New York |
| July 6, 2023 | 2485011 | Rossy Elizabeth Gualpa | Hempstead | New York |
| July 7, 2023 | 1426562 | Keith Mitchell Yelle | Narragansett | Rhode Island |
| July 17, 2023 | 2490111 | ZiJing Lou | Brooklyn | New York |
| July 19, 2023 | 2487395 | Jake Thomas Dessart | Smithtown | New York |
| August 4, 2023 | 1002628 | Alen Daniel | Phoenix | Arizona |
| August 7, 2023 | 58472 | Daniel J. Tovar | Englewood | New York |
| August 8, 2023 | 236596 | Joel Patrick Graber | Fairfield | Connecticut |
| August 8, 2023 | 1560091 | Alexander Woodrow Fisher | Wesley Chapel | Florida |
| August 9, 2023 | 493899 | Elizabeth Helen Santellano | Northbrook | Illinois |
| August 9, 2023 | 2508093 | Isabella Marie Perrigo | Fayette | Missouri |
SECTION II
August 2, 2023 (CC-LFS)
DAVID’S CHECK CASHING, INC.
3015 Third Avenue, Bronx, NY 10455
The license to engage in business as a casher of checks at the following location has been surrendered, effective July 25, 2023:
Branch office: 460 Rockaway Avenue, Brooklyn, New York 11212
August 2, 2023 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC
10 Elizabeth Street, River Edge, New Jersey 07661
The license to engage in business as a casher of checks at the following location has been surrendered, effective July 12, 2023:
Branch office: 3775 White Plains Road, Bronx, NY 10467-5709
August 12, 2023 (FR-FWB)
BANCO DE RESERVAS DE LA REPUBLICA DOMINICANA
Avenida Winston Churchill, Esquina Porfirio Herrera, Torre Banreservas, Piantini, Santo Domingo, Dominican Republic
Application, pursuant to Section 221-d of the Banking Law, to establish and maintain a representative office at 2420 Amsterdam Avenue, Borough of Manhattan, City of New York 10033, approved.
License was issued on August 14, 2023.
August 15, 2023 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168
Approval given to change the location of branch office from 250 West 23rd Street, Borough of Manhattan, City of New York 10011 to 278 Eighth Avenue, Borough of Manhattan, City of New York 10011, on or after August 16, 2023.
August 16, 2023 (TM-LFS)
INTEGRATED PAYMENT SYSTEMS INC.
2900 Westside Parkway, Alpharetta, GA 30004
License to engage in business as a licensed money transmitter company was surrendered.
August 16, 2023 (TM-LFS)
YAPSTONE, INC. DBA VACATIONRENT PAYMENT DBA INNPAYMENT
1990 N. California Blvd, 8th Floor, Walnut Creek, CA 94596
Application for the change of headquarter location from 2121 N. California Blvd, Suite 400, Walnut Creek, CA 94596 to 1990 N. California Blvd, 8th Floor, Walnut Creek, CA 94596 was approved effective August 16, 2023.
August 16, 2019 (MI-CRB)
CNB BANK
One South Second Street, Clearfield, PA 16830
Approval given to change the branch location from Renovation Church, 567 Hertel Avenue, Buffalo, Erie County, NY 14207 to Northwest Buffalo Community Center, 155 Lawn Avenue, Buffalo, Erie County, NY 14207, on or after August 17, 2023.
(This location is serviced by a mobile branch facility on a periodic basis).
License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:
August 15, 2023 (MB-MBD)
MCM Financial Services In lieu of True Corporate Name MCM Holdings, Inc
14100 Palmetto Frontage Road, Suite 300, Miami Lakes, FL 33016
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
August 10, 2023 (MB-MBD)
Full Service Branch
TBI Mortgage Company
116 Flanders Road, Suite 1200, Work Area 105-7, Westborough, MA 01581
August 10, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
5411 N. University Drive, Suite 203, Coral Springs, FL 33067
August 10, 2023 (MB-MBD)
Full Service Branch
William Raveis Mortgage, LLC
125 Worth Avenue, Suite 310, Palm Beach, FL 33480
August 10, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
4620 Hamilton Blvd, Allentown, PA 18106
August 16, 2023 (MB-MBD)
Full Service Branch
Longbridge Financial, LLC
485 Ritchie Highway, Suite 201-A, Severna Park, MD 21146
August 16, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
6720 Via Austi Parkway, Suite 350, Las Vegas, NV 89119
August 16, 2023 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
3025 Hempstead Turnpike, Suite 3027, Levittown, NY 11756
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
August 10, 2023 (BR-MBD)
Full Service Branch
Canyon Mortgage Corp.
33 Sherman Ave, New York, NY 10040
August 10, 2023 (BR-MBD)
Full Service Branch
Go Rascal Inc.
15250 Ventura Blvd, Suite 410, Sherman Oaks, CA 91403
Certificate to engage in the business of a Mortgage Broker surrendered:
August 16, 2023 (BR-MBD)
Red Wagon Mortgage, L.L.C. D/B/A Senior Finance
1220 Wantagh Ave., Suite #1, Wantagh, NY 11793
Effective Date: June 27, 2023
License to engage in the business of a Mortgage Banker Branch surrendered:
August 15, 2023 (MB-MBD)
Cardinal Financial Company, Limited Partnership
1 Old Country Rd, Ste 483, Carle Place, NY 11514
Effective Date: August 9, 2023
August 16, 2023 (MB-MBD)
American Neighborhood Mortgage Acceptance Company LLC
311 Johnnie Dodds Blvd, Suite 141 & 151, Mount Pleasant, SC 29464
Effective Date: July 27, 2023
August 16, 2023 (MB-MBD)
Great Home Mortgage of New York in lieu of NP, INC.
5601 77 Center Drive, Suite 200, Charlotte, NC 28217
Effective Date: August 3, 2023
Mortgage Broker Certificate Address Changes:
August 15, 2023 (BR-MBD)
FINHANCED INC
From: 127-02 135 Avenue, Store Front, South Ozone Park, NY 11420
To: 180 Broadway, Suite 3a, Hicksville, NY 11801
Mortgage Banker Branch License Address Changes:
August 15, 2023 (MB-MBD)
Fairway Independent Mortgage Corporation
From: 1200 Veterans Memorial Highway, Suite #102, Hauppauge, NY 11788-3052
To: 521 Route 304, Building 1 Office 101, Bardonia, NY 10954
August 15, 2023 (MB-MBD)
Nationwide Equities Corporation
From: 4800 North Federal Highway, Suite 100D, Boca Raton, FL 33431
To: 633 167th Street, Unit 809, North Miami Beach, FL 33162
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| August 14, 2023 | 8953 | Noel Mark Chapman | Manasquan | New Jersey |
Homebridge Financial Services, Inc. |
| August 14, 2023 | 81725 | Frank Joseph Kolb | Guilford | Connecticut |
William Raveis Mortgage, LLC |
| August 14, 2023 | 102070 | Jasvir Singh | Hicksville | New York |
SI Mortgage Company, Inc. |
| August 14, 2023 | 107712 | John Charles Bruno | Woolwich | New Jersey |
American Financial Network, Inc. |
| August 14, 2023 | 126862 | Carlos A. Ripalda | Hicksville | New York |
Reliant Home Funding, Inc. |
| August 14, 2023 | 128401 | Larry William Meinecke | Coto De Caza | California |
Nationstar Mortgage LLC |
| August 14, 2023 | 172453 | Gregory Alan Disler | Avondale | Pennsylvania |
American Neighborhood Mortgage Acceptance Company LLC |
| August 14, 2023 | 181331 | Daniel Martin Devine | Deer Park | New York |
Copiague Funding Corp. |
| August 14, 2023 | 182740 | Irving Aryeh Shnidman | Baltimore | Maryland |
Guaranteed Rate, Inc. |
| August 14, 2023 | 188100 | Michael Berkin | New York | New York |
Silver Fin Capital Group LLC |
| August 14, 2023 | 191663 | Sasha Uyi Iyamu-Osagie | Newington | Connecticut |
Meadowbrook Financial Mortgage Bankers Corp. |
| August 14, 2023 | 244924 | Connie Carroll-Lund | San Diego | California |
Freedom Mortgage Corporation |
| August 14, 2023 | 626986 | Randy D. Caba | Sparta | New Jersey |
loanDepot.com, LLC |
| August 14, 2023 | 702773 | Salman Rizwan | Fresh Meadows | New York |
UIF Corporation |
| August 14, 2023 | 802554 | Eugene Bekker | Brooklyn | New York |
Nationwide Mortgage Bankers, Inc. |
| August 14, 2023 | 945634 | Andrew Preciado | Paramus | New Jersey |
RealFi Home Funding Corp. |
| August 14, 2023 | 1238313 | Marina Kasneci | Northville | Michigan |
Rocket Mortgage, LLC |
| August 14, 2023 | 1295364 | Jason Jiang | Brooklyn | New York |
Galaxy Lending Corporation |
| August 14, 2023 | 1391604 | Jason Jay Middle | Orange Park | Florida |
Freedom Mortgage Corporation |
| August 14, 2023 | 1469112 | James Colbert | New York | New York |
loanDepot.com, LLC |
| August 14, 2023 | 1533550 | Zachary Michael Stevens | Phoenix | Arizona |
Rocket Mortgage, LLC |
| August 14, 2023 | 1536535 | Kristin Polacik | Trumbull | Connecticut |
Total Mortgage Services, LLC |
| August 14, 2023 | 1585951 | En-Shuo Yeh | Great Neck | New York |
Galaxy Lending Corporation |
| August 14, 2023 | 1773802 | Mathew Valentino Gugliotta | Islip Terrace | New York |
Cardinal Financial Company, LP |
| August 14, 2023 | 1809143 | Talia Monique Hernandez | Goodyear | Arizona |
Rocket Mortgage, LLC |
| August 14, 2023 | 1851837 | Alyssa Michelle Bratkovich | Jacksonville | Florida |
Carrington Mortgage Services, LLC |
| August 14, 2023 | 1860190 | Anthony Adetola Tewogbade | St. Louis | Missouri |
Mortgage Research Center, LLC |
| August 14, 2023 | 1903644 | Theresa L. Feehan | Holbrook | New York |
Cardinal Financial Company, LP |
| August 14, 2023 | 1907989 | Frank Capoano | Rutherford | New Jersey |
United Mortgage Corp. |
| August 14, 2023 | 2023266 | Francisco German Lua Beauregard | Laveen | Arizona |
Rocket Mortgage, LLC |
| August 14, 2023 | 2028779 | Adrian Alberto Orozco | Valley Stream | New York |
Cliffco, Inc. |
| August 14, 2023 | 2062196 | Nastacha Nicole Beck | Staten Island | New York |
US Mortgage Corporation |
| August 14, 2023 | 2071157 | Brandon Scott Fontaine | Phoenix | Arizona |
Rocket Mortgage, LLC |
| August 14, 2023 | 2071229 | Alison Leigh McMahon | Detroit | Michigan |
Rocket Mortgage, LLC |
| August 14, 2023 | 2078570 | Daniel Michael Horvath | Brownstown | Michigan |
Rocket Mortgage, LLC |
| August 14, 2023 | 2086324 | Zaur Mordukhaev | Monroe | Connecticut |
Meadowbrook Financial Mortgage Bankers Corp. |
| August 14, 2023 | 2088264 | Gustavo Ismael Lazaro | Tolleson | Arizona |
Rocket Mortgage, LLC |
| August 14, 2023 | 2094769 | Gregory Andrew Suhr | Bethpage | New York |
Contour Mortgage Corporation |
| August 14, 2023 | 2169003 | Wilmer Jose Gamboa Salazar | Boynton Beach | Florida |
Freedom Mortgage Corporation |
| August 14, 2023 | 2169543 | David Michael King | Bradenton | Florida |
Premium Mortgage Corp. |
| August 14, 2023 | 2174705 | Vincent Daniel Caputo | Delmar | New York |
Empower Mortgage, LLC |
| August 14, 2023 | 2219003 | Miroslav Dabic | Phoenix | Arizona |
Rocket Mortgage, LLC |
| August 14, 2023 | 2251267 | David Edward Connor | Selden | New York |
Russell Capital Group LLC |
| August 14, 2023 | 2310516 | Katrina Marie Lovecchio | Orchard Park | New York |
Nickel City Funding, Inc. |
| August 14, 2023 | 2311048 | Hassan Raza | Jamaica | New York |
LJ Mortgage Team Inc. |
| August 14, 2023 | 2326011 | Brandon Baritz | Lake Grove | New York |
Reliance First Capital, LLC |
| August 14, 2023 | 2336228 | Nervan Nabil Mohi Zaki | Staten Island | New York |
Nations Lending Corporation |
| August 14, 2023 | 2365516 | Alexandria Marguerite Winchell | New Windsor | New York |
Homestead Funding Corp. |
| August 14, 2023 | 2383384 | Justin J. Hopkins | Fairport | New York |
American Neighborhood Mortgage Acceptance Company LLC |
| August 14, 2023 | 2397660 | Laura Elizabeth Ortiz | Ronkonkoma | New York |
US Mortgage Corporation |
| August 14, 2023 | 2437711 | Steven Harrison Smith | East Quogue | New York |
Meadowbrook Financial Mortgage Bankers Corp. |
| August 14, 2023 | 2452985 | Prestin Wendell Bee | Luttrell | Tennessee |
21st Mortgage Corporation |
| August 14, 2023 | 2456078 | Elena Jean Cascone | Ardsley | New York |
RealFi Home Funding Corp. |
| August 14, 2023 | 2465006 | Nicholas Gary Razzore | Staten Island | New York |
Fort Funding Corp. |
| August 14, 2023 | 2467664 | Siddjy Augustin | Jamaica | New York |
Reliance First Capital, LLC |
| August 14, 2023 | 2469908 | Jasmine Louise Jones | Columbia | Missouri |
Mortgage Research Center, LLC |
| August 14, 2023 | 2472500 | Aaron Yehoshua | Great Neck | New York |
Powerhouse Solutions, Inc. |
| August 14, 2023 | 2472873 | Dawn M. Bogovich | Rocky Point | New York |
Movement Mortgage, LLC |
| August 14, 2023 | 2473362 | Jessica Ann Fiore | Staten Island | New York |
Movement Mortgage, LLC |
| August 14, 2023 | 2475937 | Videsha Harinarayan | East Meadow | New York |
Movement Mortgage, LLC |
| August 14, 2023 | 2476306 | James Anthony Cannon | Valley Stream | New York |
Great Northern Mortgage Corp. |
| August 14, 2023 | 2483226 | Daniel Luke Perry | Rochester | New York |
Neighborhood Assistance Corporation of America |
| August 14, 2023 | 2485568 | Richard E. MacFadden | Monroe | New York |
CrossCountry Mortgage, LLC |