Weekly Banking Bulletin
September 1, 2023
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
|
BK |
Bank |
MB |
Mortgage Banker |
|
BP |
Budget Planner |
BR |
Mortgage Broker |
|
CC |
Check Casher |
MS |
Mortgage Servicer |
|
CU |
Credit Union |
PF |
Premium Finance Agency |
|
FA |
Foreign Agency |
PB |
Private Banker |
|
FB |
Foreign Branch |
SB |
Savings Bank |
|
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
|
HC |
Holding Company |
SF |
Sales Finance Agency |
|
IC |
Investment Company |
SL |
Savings and Loan Association |
|
LL |
Licensed Lender |
SL |
Student Loans |
|
MK |
Merchant Bank |
TM |
Transmitter of Money |
|
MI |
Miscellaneous |
TR |
Trust Company |
|
|
|
VC |
Virtual Currency |
Regulatory Unit Codes
|
CM |
Capital Markets |
|
CRB |
Community and Regional Banks |
|
CEU |
Consumer Examination Unit |
|
FWB |
Foreign and Wholesale Banks |
|
LFS |
Licensed Financial Services |
|
MBD |
Mortgage Banking |
SECTION I
August 31, 2023 (SF-LFS)
STELLANTIS FINANCIAL SERVICES, INC.
5757 Woodway Drive, Suite 400, Houston, Texas 77057
Application received for a license to engage in business as a sales finance company.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
August 31, 2023 (TM-LFS)
CBOE CLEAR DIGITAL LLC
111 S. Wacker Drive, Suite 4730, Chicago, IL 60606
Notification received for the change of location from 111 S. Wacker Drive, Suite 4730, Chicago, IL 60606 to 433 W. Van Buren Street, Chicago, IL 60607.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
August 28, 2023 (BR-MBD)
Applicant(s)
Paton Ryan Thomas
As: Capitol LG
5485 Wiles Road, #405, Coconut Creek, FL 33073
August 30, 2023 (BR-MBD)
Applicant(s)
Bhom Parkash Banta
Banta Meera
As: FB Mortgage
In Lieu of True Name First Bank Mortgage, Inc.
43 Crescent Street Suite#20, Stamford, CT 06906-2415
Mortgage Banker License Name Change Received:
August 24, 2023 (MB-MBD)
From: TBI Mortgage Company
To: Toll Brothers Mortgage Company
Mortgage Broker Certificate Name Change Received:
August 28, 2023 (BR-MBD)
From: Credit Karma Mortgage, Inc. D/B/A Credit Karma
To: Credit Karma Mortgage, Inc. D/B/As:
Credit Karma
Intuit Credit Karma
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
|
Date of Application |
NMLS # |
Applicant Name |
City |
State |
|---|---|---|---|---|
|
June 7, 2023 |
1019121 |
Lisa Fernandez Czarnecki |
Cheshire |
Connecticut |
|
June 20, 2023 |
1872811 |
Travis Trotman |
Brooklyn |
New York |
|
June 27, 2023 |
186154 |
Steven Andrew Vieira |
Foster |
Rhode Island |
|
July 21, 2023 |
320723 |
Mohamed Jivraj |
Chino |
California |
|
August 2, 2023 |
1502586 |
Alex Mauricio Castillo Valle |
Pearl River |
New York |
SECTION II
August 28, 2023 (LPT-RID)
PAYPAL DIGITAL, INC.
117 Barrow Street, 5th Fl, New York, NY 10014
Organization Certificate filed for examination.
August 29, 2023 (TR-CRB)
ORANGE BANK & TRUST COMPANY
212 Dolson Avenue, Middletown, NY 10940
Authorization issued to open and occupy a branch office at 1969 Central Park Avenue, Yonkers, Westchester County, New York 10710, on or after August 30, 2023.
August 29, 2023 (CU-CRB)
MUNICIPAL credit union
22 Cortlandt St, New York, NY 10007
Application given to change the location of its station from 560 Courtlandt Avenue, Bronx, Bronx County, NY 10451 to 225 East 149th Street, Bronx, Bronx County, NY 10451, on or after August 30, 2023.
August 29, 2023 (CU-CRB)
Heritage financial credit union
25 Rykowski Lane, Middletown, NY 10941
Approval given to change the location of its station from 117 Grand Street, Goshen, Orange County NY 10924 to 103-104 Clowes Avenue, Goshen, Orange County NY 10924, on or after August 30, 2023.
(Note: In the weekly bulletin published July 28, 2023, the Department published our approval to change the location of this station from 117 Grand Street to 83 Clowes Avenue. After the publication of that approval, the Department was informed that the mailing address of the new location was changed from 83 Clowes Avenue to 103-104 Clowes Avenue.)
August 30, 2023 (TM-LFS)
HONG LAN SERVICES, INC. D/B/A HONG LAN CHUYEN TIEN D/B/A HONG LAN MONEY TRANSFER D/B/A GOITIEN247.COM
9113 Bolsa Avenue - Suite 122, Westminster, CA 92683
Notification for the addition of DBA Goitien247.com was approved.
In connection with the above change, the original license was surrendered.
August 30, 2023 (SF-LFS)
FRAZER MOTORS, INC.
6182 US Highway 11, Canton, New York, 13617
License to engage in business as a sales finance company was surrendered.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
August 30, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
74 Batterson Park Road, Suite 240, Farmington, CT 06032
August 30, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
15 Taylor Street, Kingston, NY 12401
August 30, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
1229 Route 300, Suite 3, Town of Newburgh, NY 12550
August 30, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
200 Somerset Corporate Blvd., Suite 1003, Bridgewater, NJ 08807
August 30, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
6001 W. William Cannon Drive, Suite 202, Austin, TX 78749
August 30, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
2 Enterprise Drive, Suite 509, Shelton, CT 06484
August 30, 2023 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
260 Columbia Avenue, Office #1, Fort Lee, NJ 07024
August 30, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
104 Salt Springs Road, Suite 2, Fayetteville, NY 13066
August 30, 2023 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
3400 Silverstone Dr., Suite 111, Plano, TX 75023
August 30, 2023 (MB-MBD)
Full Service Branch
Sutherland Mortgage Services, Inc.
9205 W. Russell Rd, Ste 240 Office 211, Las Vegas, NV 89178
August 30, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
43 South Main Street, Suite 8, Newton, CT 06470
August 30, 2023 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
21 Main Street, 1st Floor, Suite B, Bradford, PA 16701
August 30, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
4250 Veterans Memorial Highway, Suite 170 East, Holbrook, NY 11741
August 30, 2023 (MB-MBD)
Full Service Branch
Everett Financial, Inc.
1020 W Exchange Parkway, #1130, Allen, TX 75013
August 30, 2023 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.
99 West Hawthorne Ave., Suite 508, Valley Stream, NY 11580
License to engage in the business of a Mortgage Banker surrendered:
August 30, 2023 (MB-MBD)
MNET Mortgage in lieu of Mortgage Network, Inc.
35 Village Road, Suite 100, Room 128, Middleton, MA 01949
Effective Date: July 12, 2023
Certificate to engage in the business of a Mortgage Broker surrendered:
August 30, 2023 (BR-MBD)
Northeast Funding Services, Inc.
125 Wolf Rd, Suite 217, Albany, NY 12205
Effective Date: August 8, 2023
License to engage in the business of a Mortgage Banker Branch surrendered:
August 30, 2023 (MB-MBD)
Caliber Home Loans, Inc.
4250 Veterans Memorial Highway, Suite 170 East, Holbrook, NY 11741
Effective Date: August 30, 2023
August 30, 2023 (MB-MBD)
Caliber Home Loans, Inc.
6001 W. William Cannon Drive, Suite 202, Austin, TX 78749
Effective Date: August 30, 2023
August 30, 2023 (MB-MBD)
Caliber Home Loans, Inc.
43 South Main Street, Suite 8, Newtown, CT 06470
Effective Date: August 30, 2023
August 30, 2023 (MB-MBD)
Caliber Home Loans, Inc.
2 Enterprise Drive, Suite 509, Shelton, CT 06484
Effective Date: August 30, 2023
August 30, 2023 (MB-MBD)
Caliber Home Loans, Inc.
74 Batterson Park Road, Suite 240, Farmington, CT 06032
Effective Date: August 30, 2023
August 30, 2023 (MB-MBD)
Intercontinental Capital Group, Inc.
1020 Atlantic Ave Storefront, Baldwin, NY 11510
Effective Date: August 22, 2023
August 30, 2023 (MB-MBD)
Caliber Home Loans, Inc.
1229 Route 300, Suite 3, Town of Newburgh, NY 12550
Effective Date: August 30, 2023
August 30, 2023 (MB-MBD)
Caliber Home Loans, Inc.
200 Somerset Corporate Blvd., Suite 1005, Bridgewater, NJ 08807
Effective Date: August 30, 2023
August 30, 2023 (MB-MBD)
CrossCountry Mortgage, LLC
448 N. 10th Street, Suite 600, Philadelphia, PA 19123
Effective Date: August 18, 2023
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
August 30, 2023 (BR-MBD)
Digital Risk Mortgage Services, LLC
660 Century Point, Suite A, Lake Mary, FL 32746
Effective Date: July 11, 2023
Mortgage Banker License Name Changes:
August 29, 2023 (MB-MBD)
From: Premium Mortgage Corp.
To: Premium Mortgage Corporation
August 24, 2023 (MB-MBD)
From: PrimeLending, A PlainsCapital Company
To: PrimeLending, A PlainsCapital Company D/B/A PrimeLending
August 24, 2023 (MB-MBD)
From: Planet Home Lending, LLC D/B/A Planet Home Servicing
To: Planet Home Lending, LLC D/B/A Planet Home Servicing
Planet Loan Servicing
Mortgage Loan Servicer Name Changes:
August 29, 2023 (MS-MBD)
From: Kondaur Capital LLC
To: GITSIT SOLUTIONS, LLC
Mortgage Broker Certificate Address Changes:
August 24, 2023 (BR-MBD)
Atlas Home Funding Inc D/B/A Atlas Home Processing
From: 22 S. Main St, Suite 3, New City, NY 10956
To: 216 Congers Road, Building 2, Suite 203, New City, NY 10956
Mortgage Banker Branch License Address Changes:
August 24, 2023 (MB-MBD)
CMG Mortgage, Inc.
From: 1000 Crawford Place, Suite 360, Mt. Laurel, NJ 08054
To: 1000 Crawford Place, Suite 380, Mt. Laurel, NJ 08054
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
|
Date of Approval |
NMLS # |
Applicant Name |
City |
State |
Sponsoring Entity |
|---|---|---|---|---|---|
|
August 25, 2023 |
17991 |
Jen Chi Chen |
Woodside |
New York |
Cliffco, Inc. |
|
August 25, 2023 |
69005 |
Courtney James Trembone |
Douglas Manor |
New York |
NJ Lenders Corp. |
|
August 25, 2023 |
104889 |
Richard Rosenberg |
Teaneck |
New Jersey |
Meadowbrook Financial Mortgage Bankers Corp. |
|
August 25, 2023 |
175707 |
Michael John Cronin |
Philadelphia |
Pennsylvania |
Freedom Mortgage Corporation |
|
August 25, 2023 |
179115 |
Muhamed Vrlaku |
Farmingdale |
New Jersey |
Guaranteed Rate Affinity, LLC |
|
August 25, 2023 |
1869145 |
Ricardo Barbetty Gonzalez |
Dallas |
Georgia |
Equity Prime Mortgage LLC |
|
August 25, 2023 |
1975773 |
Steve Woo |
La Habra |
California |
Better Mortgage Corporation |
|
August 25, 2023 |
2431285 |
Michael Thomas Englander |
Lindenhurst |
New York |
Russell Capital Group LLC |
|
August 25, 2023 |
2454714 |
Samrat S. Panthi |
Valley Stream |
New York |
American Neighborhood Mortgage Acceptance Company LLC |
|
August 25, 2023 |
2496497 |
Caleb Douglas Slivinski |
Salisbury |
Missouri |
Mortgage Research Center, LLC |
|
August 25, 2023 |
2506550 |
Stephen Edward Gibbons |
Columbia |
Missouri |
Mortgage Research Center, LLC |
|
August 30, 2023 |
16415 |
Charles Cozad Bradford |
North Palm Beach |
Florida |
Zillow Group Marketplace, Inc. |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
|
Date Application Withdrawn |
NMLS # |
Applicant Name |
City |
State |
|---|---|---|---|---|
|
July 20, 2023 |
873072 |
Hervey Emmanuel |
Rahway |
New Jersey |
|
July 20, 2023 |
1182461 |
Charlton Rodriguez |
Ozone Park |
New York |
|
July 20, 2023 |
1430455 |
Christopher Andrew Guevara |
Irvine |
California |
|
July 20, 2023 |
1994508 |
Wolff Mamouzette |
Livingston |
New Jersey |
|
July 20, 2023 |
2239814 |
Mahmoud Ahmed Makki |
Northville |
Michigan |
|
August 18, 2023 |
7326 |
Kevin Dean Nicastri |
Poughquag |
New York |
|
August 18, 2023 |
36180 |
Alexander Kheyfets |
Staten Island |
New York |
|
August 18, 2023 |
266362 |
Kenneth Lee Wood |
Canton |
Georgia |
|
August 18, 2023 |
313409 |
Jeffery Vaughn Dobbs |
Richardson |
Texas |
|
August 18, 2023 |
316196 |
Erich Hudson |
Wantagh |
New York |
|
August 18, 2023 |
589305 |
Adam Justin Wirt |
Waxhaw |
North Carolina |
|
August 18, 2023 |
690378 |
Drew Ernest Collins |
Encinitas |
California |
|
August 18, 2023 |
836328 |
Amany S. Gobran |
Glendora |
California |
|
August 18, 2023 |
855256 |
John William Jimenez Rodriguez |
Miami |
Florida |
|
August 18, 2023 |
891654 |
Larry E. Gailloux |
Providence |
Rhode Island |
|
August 18, 2023 |
961941 |
Cesar Augusto Luzcando |
Orlando |
Florida |
|
August 18, 2023 |
1086688 |
Francisco Garcia Alcalde |
Scottsdale |
Arizona |
|
August 18, 2023 |
1135763 |
Angela Marie Gilliam |
Orlando |
Florida |
|
August 18, 2023 |
1365337 |
Eder De La Paz Gomez |
Corona |
California |
|
August 18, 2023 |
1463569 |
Mason Fowler |
Wilmington |
North Carolina |
|
August 18, 2023 |
1482345 |
Rachael Lanzman |
Manalapan |
New Jersey |
|
August 18, 2023 |
1487299 |
Thomas Andrew Colella |
Blackwood |
New Jersey |
|
August 18, 2023 |
1585722 |
Joseph John Bruscato |
Blacklick |
Ohio |
|
August 18, 2023 |
1619880 |
Jacob Matthew Snow |
Thornton |
Pennsylvania |
|
August 18, 2023 |
1636958 |
Nicholas Anthony Caliendo |
Everett |
Massachusetts |
|
August 18, 2023 |
1866129 |
James Henry Fitzgerald |
Stratford |
New Jersey |
|
August 18, 2023 |
1889403 |
Wilber Mishraim Avitia-Marquez |
Phoenix |
Arizona |
|
August 18, 2023 |
1908639 |
Lisa G. McKearnin |
Glen Rock |
New Jersey |
|
August 18, 2023 |
1941811 |
Austin Christopher Johnson |
Scottsdale |
Arizona |
|
August 18, 2023 |
2007537 |
Dayna Ivy Horwitz |
Lower Gwynedd |
Pennsylvania |
|
August 18, 2023 |
2038802 |
Brittany Lee Johnson |
Parker |
Colorado |
|
August 18, 2023 |
2056813 |
Daniel Abraham Levine |
Shaker Heights |
Ohio |
|
August 18, 2023 |
2063618 |
Autumn Lee Valeri |
Commack |
New York |
|
August 18, 2023 |
2083463 |
Robert Douglas Bayer |
Suffern |
New York |
|
August 18, 2023 |
2094353 |
Brian Ackerman |
Kinnelon |
New Jersey |
|
August 18, 2023 |
2126583 |
Sean Michael Pelletier |
Pompano Beach |
Florida |
|
August 18, 2023 |
2278527 |
Michelle Renee Bowen |
Canton |
Michigan |
|
August 18, 2023 |
2284796 |
Lacey Alanna Napper |
Mt. Washington |
Kentucky |
|
August 18, 2023 |
2346083 |
Avery Michelle Santiago |
Sterling Heights |
Michigan |
|
August 18, 2023 |
2365304 |
Fernando Calderon |
Beaverton |
Oregon |
|
August 18, 2023 |
2393479 |
Julie Lynn Forrest |
Deltona |
Florida |
|
August 18, 2023 |
2393799 |
Nataliya Viktorivna Harley |
Ponte Vedra |
Florida |
|
August 18, 2023 |
2396705 |
Andrea Rebeca Suarez Vargas |
Deltona |
Florida |
|
August 18, 2023 |
2396998 |
Markelia LaShawn Green |
Windermere |
Florida |
|
August 18, 2023 |
2406557 |
Christopher John Fallon |
Miami Beach |
Florida |
|
August 18, 2023 |
2413292 |
Angie Rumaldo |
Yonkers |
New York |
|
August 18, 2023 |
2420768 |
Matthew Henry Anderson |
Branford |
Connecticut |
|
August 18, 2023 |
2420997 |
Kalinda Reyes |
Winter Haven |
Florida |
|
August 18, 2023 |
2456774 |
Brian Cheng Lin |
Little Neck |
New York |