Weekly Banking Bulletin

September 8, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

                                                                               
Regulatory Unit Codes

SECTION I

August 15, 2023 (BK-CRB)
SPRING BANK
69 East 167th Street, Bronx, NY 10452

Notice of intention to close branch office at 301 West 111th Street (a/k/a 2049 8th Avenue or 2049 Frederick Douglass Boulevard), Borough of Manhattan, City of New York 10026, received.

The comment period on this notice will expire October 7, 2023.

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September 1, 2023 (TM-LFS)
ORDER EXPRESS, INC.     
685 W. Ohio Street, Chicago, IL 60610

Notification received for the change of location from 685 W. Ohio Street, Chicago, IL 60610 to 685 W. Ohio Street, Chicago, IL 60654.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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September 1, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated September 1, 2023, for permission to change the location of branch office, for the limited purpose of conducting lending activities and providing general banking services to commercial customers, from 4949 SW Meadows Road (Suite 500), Lake Oswego, Clackamas County, OR 97035 to 4000 Kruse Way Place, Lake Oswego, Clackamas County, OR 97035, received.

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Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

September 5, 2023 (MB-MBD)
Applicant(s)
APMC Financial Holding Corp.
Allred Martha Eileen
American Pacific Mortgage Corp Employee Stock Ownership Plan Trust
Bennett David Richard
Brinitzer Mathew Eldon
Buschman Michele Lee
Khokhar Prateek Singh
Lathrop Robert Joseph
Lowman William Jacob
Mack David Duane
Nugent Charles William
Paredes Miguel
Payant Edmund Campion
Reisig Kurt Alan
Sheppard Dustin Loeka
As: American Pacific Mortgage Corporation
3000 Lava Ridge Court #200, Roseville, CA 95661

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Mortgage Banker License Name Change Received:

September 6, 2023 (MB-MBD)
From: Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
To: Homebridge Financial Services, Inc.  D/B/As:
Menlo Park Funding
Real Estate Mortgage Network

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS #	Applicant Name	City	State
May 9, 2023	2144802	Tarik Peter Lamhaouar	North Bellmore	New York
June 23, 2023	599312	Lawrence Tumminia	Holbrook	New York
June 27, 2023	19638	Krzysztof Rostek	Blauvelt	New York
July 12, 2023	1829407	Billie Stacy Phillips	Shoreham	New York
July 14, 2023	430030	Daniel Francis McDermott	Charlotte	North Carolina
July 18, 2023	2379622	Thomas Douglas Powers	New Hartford	New York
July 27, 2023	2496300	Edwards Enmanuel Lopez Cabrera	Lake Peekskill	New York
August 8, 2023	885494	Joseph Francis Diblase	Chicago	Illinois
August 11, 2023	804498	Adriana Como	Nesconset	New York
August 15, 2023	1454952	Daniel Liu	Flushing	New York
August 16, 2023	130622	Gina Marie Fortuno	Center Moriches	New York
August 16, 2023	1020801	Philip James Sandstrom	Rocklin	California
August 16, 2023	2347134	Anna Smolitsky	Staten Island	New York
August 18, 2023	108544	Daren Loewinger	Delray Beach	Florida
August 18, 2023	247213	Melvin Michael Camus	Miami Lakes	Florida
August 18, 2023	378908	Heather Kendall Camus	Miami Lakes	Florida
August 21, 2023	724191	Kevin Michael Ferrari	Massapequa Park	New York
August 23, 2023	621874	Joshua Benjamin Anguiano	McKinney	Texas
August 29, 2023	2217822	Jake Michael Schroeder	Santa Ana	California
August 29, 2023	2257046	Marco Antonio Munoz Flores	Corona	California
August 30, 2023	1895125	Mahkameh Safar Ali Bonakdar	Tustin	California
August 30, 2023	2260875	Samuel Charles Marin	Los Alamitos	California
August 31, 2023	2475619	Vernesa Merdanovic	Syracuse	New York

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SECTION II

August 23, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorizations granting permission to open and occupy branch offices at the following eight locations, surrendered for cancellation:

1. 11 East Main Street, Canaan, Litchfield County, Connecticut 06018;
2. 215 East Main Street, Clinton, Middlesex County, Connecticut 06413;
3. 55 Village Green Drive, Litchfield, Litchfield County, Connecticut 06759;
4. 855 Bridgeport Avenue, Milford, New Haven County, Connecticut 06460;
5. 248 Flanders Road, Niantic, New London County, Connecticut 06357;
6. 385 Connecticut Avenue, Norwalk, Fairfield County, Connecticut 06854;
7. 60 Providence Pike, Putnam, Windham County, Connecticut 06260; and
8. 125 Danbury Road, Ridgefield, Fairfield County, Connecticut 06877.

Branch offices discontinued as of August 18, 2023.

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August 30, 2023 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC  
10 Elizabeth Street, River Edge, New Jersey 07661

The license to engage in business as a casher of checks at the following location has been surrendered, effective August 22, 2023:  

Branch office:  25-59 Steinway Street, Astoria, New York 11103-3738.

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Certificate to engage in the business of a Mortgage Broker surrendered:

September 6, 2023 (BR-MBD)
Deepwell Funding, Inc.
4221 Merrick Road, Massapequa, NY 11758
Effective Date: August 16, 2023

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License to engage in the business of a Mortgage Banker Branch surrendered:

August 31, 2023 (MB-MBD)
Caliber Home Loans, Inc.
330 South Service Road, Suite 130, Melville, NY 11747
Effective Date: August 30, 2023

September 5, 2023 (MB-MBD)
Intercontinental Capital Group, Inc.
7216 Bergenline Ave, Suite 500, North Bergen, NJ 07047
Effective Date: August 22, 2023

September 5, 2023 (MB-MBD)
Great Home Mortgage of New York In Lieu of NP, INC.
331 Ushers Road, Suite 106, Ballston Lake, NY 12019
Effective Date: August 18, 2023

September 6, 2023 (MB-MBD)
Intercontinental Capital Group, Inc.
265 Broadhollow Rd, Suite 105, Melville, NY 11747
Effective Date: August 22, 2023

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Certificate to engage in the business of a Mortgage Broker Branch surrendered:

August 31, 2023 (BR-MBD)
CGAP, Inc.
164-05 Hillside Avenue, 2nd Floor, Jamaica, NY 11432
Effective Date: June 29, 2023

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Mortgage Banker License Address Changes:

September 5, 2023 (MB-MBD)
NVR Mortgage Finance, Inc.
From: 555 Southpointe Boulevard, 3rd Floor, Canonsburg, PA 15317
To: Building Five Penn Center West, Suite 400, Pittsburgh, PA 15276

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Mortgage Banker Branch License Address Changes:

September 5, 2023 (MB-MBD)
NVR Mortgage Finance, Inc.
From: 980 Harvest Drive, Suite 350, Blue Bell, PA 19422
To: 200 North Warner Road, Suite 160, King of Prussia, PA 19406

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Application for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: