Weekly Banking Bulletin
September 15, 2023
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
|
BK |
Bank |
MB |
Mortgage Banker |
|
BP |
Budget Planner |
BR |
Mortgage Broker |
|
CC |
Check Casher |
MS |
Mortgage Servicer |
|
CU |
Credit Union |
PF |
Premium Finance Agency |
|
FA |
Foreign Agency |
PB |
Private Banker |
|
FB |
Foreign Branch |
SB |
Savings Bank |
|
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
|
HC |
Holding Company |
SF |
Sales Finance Agency |
|
IC |
Investment Company |
SL |
Savings and Loan Association |
|
LL |
Licensed Lender |
SL |
Student Loans |
|
MK |
Merchant Bank |
TM |
Transmitter of Money |
|
MI |
Miscellaneous |
TR |
Trust Company |
|
|
|
VC |
Virtual Currency |
Regulatory Unit Codes
|
CM |
Capital Markets |
|
CRB |
Community and Regional Banks |
|
CEU |
Consumer Examination Unit |
|
FWB |
Foreign and Wholesale Banks |
|
LFS |
Licensed Financial Services |
|
MBD |
Mortgage Banking |
SECTION I
September 5, 2023 (pf-LFS)
IPFS OF NEW YORK, LLC U/A/N CAPITOL PAYMENT PLAN
1055 Broadway, 11th Floor, Kansas City, Missouri 64105
A notification was received for the relocation of a branch office, as follows:
From: 777 South Figueroa Street, Suite 300, Los Angeles, California 90017
To: 700 South Flower Street, Suite 1160, Los Angeles, California 90017
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
September 11, 2023 (TM-LFS)
MONEYGRAM PAYMENT SYSTEMS, INC.
1550 Utica Avenue South, Minneapolis, Minnesota 55416
Notification received for the change of location from 1550 Utica Avenue South, Minneapolis, Minnesota 55416 to 1550 Utica Avenue South, Suite 100, Minneapolis, Minnesota, 55416.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
September 12, 2023 (SF-LFS)
VW CREDIT, INC. U/A/N DUCATI FINANCIAL SERVICES, VOLKSWAGEN CREDIT, AND AUDI FINANCIAL SERVICES
1401 Franklin Boulevard, Libertyville, Lake County, Illinois 60048 4460
Notification received for a change of name from VW Credit, Inc. U/A/N Ducati Financial Services, Volkswagen Credit, and Audi Financial Services to VW Credit, Inc. D/B/A Ducati Financial Services, Volkswagen Credit, Audi Financial Services and Volkswagen Financial Services.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
September 13, 2023 (LL-LFS)
PAYPAL, INC.
2211 N. First Street San Jose, CA 95131
Application received for a license to engage in business as a licensed lender.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
September 15, 2023 (CC-LFS)
PAGE AVENUE CHECK CASHING, LLC
27 Page Avenue, Staten Island, NY 10309
An application was received to relocate a licensed casher of checks branch office from 3285 Richmond Avenue, Staten Island, NY 10312 to 3257 Richmond Avenue, Staten Island, NY 10312.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by September 29, 2023.
September 15, 2023 (CC-LFS)
PAGE AVENUE CHECK CASHING, LLC
27 Page Avenue, Staten Island, NY 10309
An application was received to relocate a licensed casher of checks headquarter office from 27 Page Avenue, Staten Island, NY 10309 to 25 Page Avenue, Staten Island, NY 10309.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by September 29, 2023.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination, amended to read as follows:
From:
February 6, 2023 (BR-MBD)
Applicant(s)
Chen Sunny
As: Sunny Lending, LLC D/B/A Sunny Chen Brokers
438 N. Frederick Avenue, Suite 225, Gaithersburg, MD 20877
To:
September 8, 2023 (BR-MBD)
Applicant(s)
Sunny Chen
As: Sunny Chen Brokers
438 N. Frederick Avenue, Suite 225, Gaithersburg, MD 20877
Mortgage Banker Name Change received:
September 12, 2023 (MB-MBD)
From: New American Funding In Lieu of Broker Solutions, Inc. to: New American Funding, LLC
Application to establish a Mortgage Banker's Branch received for examination:
September 12, 2023 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
7001 Heritage Village Plaza Suite 250, 255 & 260, Gainesville, VA 20155
September 13, 2023 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
4 Corporate Drive, Suite #292, Shelton, CT 06484
September 13, 2023 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
32 Parking Plaza, Suite 501, Ardmore, PA 19003
September 13, 2023 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation
1035 Johnnie Dodds Blvd, Suite B2-A, Mt Pleasant, SC 29464
September 13, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
198 US Highway 9, Suite 101 B, Manalapan, NJ 07726
September 13, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
138 Great Road, Bedford, MA 01730
September 13, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
1065 Main Avenue, Suite 208, Durango, CO 81301
September 13, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
258 Newark Street, Suite C, Hoboken, NJ 07030
September 13, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
52 North Street, Danbury, CT 06810
September 13, 2023 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1001 Farmington Ave., 2nd Floor, West Hartford, CT 06107
Application to establish a Mortgage Broker's Branch received for examination:
September 12, 2023 (BR-MBD)
Full Service Branch
Think One Mortgage Inc
9A Ackerman Ave, Emerson, NJ 07630
September 12, 2023 (BR-MBD)
Full Service Branch
Tri State Radoff's Mortgage in lieu of Tri State Mortgage Corporation
8198 S Jog Road, Suite 204-E, 2nd Floor, Boynton Beach, FL 33472
September 13, 2023 (BR-MBD)
Full Service Branch
think one mortgage inc
331 Ushers Road, Suite 106, Ballston Lake, NY 12019
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
|
Date of Application |
NMLS # |
Applicant Name |
City |
State |
|---|---|---|---|---|
|
May 22, 2023 |
23474 |
Marat Tsirelson |
Richboro |
Pennsylvania |
|
June 15, 2023 |
1058300 |
Leon R. Tawil |
Brooklyn |
New York |
|
June 19, 2023 |
2018926 |
Joseph L. Wisniewski |
Yaphank |
New York |
|
July 7, 2023 |
2386603 |
Komal Sharma |
Hicksville |
New York |
|
July 13, 2023 |
404483 |
Peter John Duane |
Lancaster |
New York |
|
July 14, 2023 |
599230 |
Damion Oneal Smith |
Brooklyn |
New York |
|
July 31, 2023 |
890340 |
Bryan Carlton Barton |
West Palm Beach |
Florida |
|
July 31, 2023 |
1456615 |
Yanko Castillo |
Royal Palm Beach |
Florida |
|
August 23, 2023 |
418814 |
Tyler Mcleod Bassett |
Nyack |
New York |
|
August 23, 2023 |
1958353 |
Julio Rafael Molinares |
Troy |
New York |
|
August 25, 2023 |
2026979 |
Carlos Alexander Guerrero |
Ridgefield Park |
New Jersey |
|
August 28, 2023 |
2125991 |
Olga Lazaruk |
Brooklyn |
New York |
|
August 31, 2023 |
1374044 |
Ariel Luis Gomerez |
Brooklyn |
New York |
|
September 5, 2023 |
251595 |
Anthony Shkrelja |
Clinton Township |
Michigan |
|
September 7, 2023 |
176440 |
James Arthur Ferrick |
Centreville |
Virginia |
|
September 7, 2023 |
1049438 |
Jonathan Larry Guarracino |
Nashville |
Tennessee |
|
September 7, 2023 |
2508089 |
Mary Jewell Acton |
Hallsville |
Missouri |
|
September 11, 2023 |
894851 |
Joseph M. Siciliano |
Somers |
New York |
SECTION II
August 25, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorizations granting permission to open and occupy branch offices at the following three locations, surrendered for cancellation:
- 1603 Manheim Pike, Lancaster, Lancaster County, Pennsylvania 17601;
- 5528 Carlisle Pike, Mechanicsburg, Cumberland County, Pennsylvania 17055; and
- Back Mountain Shopping Center, Memorial Highway, Shavertown, Luzerne County, Pennsylvania 18708.
Offices discontinued as of August 25, 2023.
September 7, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorization Certificate issued September 26, 2017, granting permission to open and occupy a branch office, for the limited purpose of conducting business to commercial and wealth management customers, at 280 Congress Street, Boston, Suffolk County, Massachusetts 02210, surrendered for cancellation.
Office discontinued as of September 1, 2023.
September 11, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorizations granting permission to open and occupy branch offices at the following two locations, surrendered for cancellation:
- 5107 Concord Pike, Wilmington, New Castle County, DE 19803; and
- 4899 Limestone Road, Wilmington, New Castle County, DE 19808.
Offices discontinued as of September 8, 2023.
September 12, 2023 (TM-LFS)
GOLDEN MONEY TRANSFER, INC.
45 Prospect Street, Suite 201, Cambridge, MA 02139
Application for the change of headquarter location from 739 4th Avenue, Suite 204, San Diego, CA 92101 to 45 Prospect Street, Suite 201, Cambridge, MA 02139 was approved effective September 12, 2023.
September 15, 2023 (LPT-RID)
AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC
6201 15th Avenue, Brooklyn, NY 11219
The “Amended and Restated Organization Certificate of American Stock Transfer & Trust Company, LLC. Under Section 8007 of the Banking Law,” dated June 30, 2023, providing for the change of name from American Stock Transfer & Trust Company, LLC. to Equiniti Trust Company, LLC., approved and filed in the Office of the Superintendent of Banks.
(This amendment is in conjunction with the merger of Equiniti Trust Company into American Stock Transfer & Trust Company, LLC.).
License to engage in the business of a Mortgage Banker Branch surrendered:
September 8, 2023 (MB-MBD)
CrossCountry Mortgage, LLC
525 Railway Street, Suite #200-C, Whitefish, MT 59937
Effective Date: August 29, 2023
September 12, 2023 (MB-MBD)
Interstate Home Loan Center, Inc.
80-15 188th Street, Suite #203, Hollis, NY 11423
Effective Date: September 6, 2023
September 12, 2023 (MB-MBD)
Everett Financial, Inc.
14234 NYS Rt 9N, Au Sable Forks, NY 12912
Effective Date: September 7, 2023
Mortgage Banker Branch License Address Changes:
September 12, 2023 (MB-MBD)
Nationwide Mortgage Bankers, Inc.
From: 4842 Sunrise Highway, Sayville, NY 11782
To: 8911 Glenwood Road, 2nd Floor, Brooklyn, NY 11236
September 12, 2023 (MB-MBD)
PrimeLending, A PlainsCapital Company
From: 900 South Avenue, #21, Staten Island, NY 10314
To: 900 South Avenue #63, Staten Island, NY 10314
September 12, 2023 (MB-MBD)
Premia Mortgage, LLC
From: 6465 Wayzata Boulevard, 2nd Floor, Suite 200, Saint Louis Park, MN 55426
To: 12800 Industrial Park Blvd., Suite 150, Plymouth, MN 55441
September 12, 2023 (MB-MBD)
Movement Mortgage, LLC
From: 444 W. New England Ave., Suite 101, Winter Park, FL 32789
To: 9145 Narcoossee Road, Suite A203, Orlando, FL 32827
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
|
Date of Approval |
NMLS # |
Applicant Name |
City |
State |
Sponsoring Entity |
|---|---|---|---|---|---|
|
September 7, 2023 |
4936 |
Theresa Marie Hodge |
Stratford |
New Jersey |
PHH Mortgage Corporation |
|
September 7, 2023 |
50994 |
Jonathan Ray McKelvey |
Lincoln Park |
New Jersey |
Guaranteed Rate, Inc. |
|
September 7, 2023 |
58968 |
Patricia Lavigne |
Warwick |
New York |
Developer's Mortgage Company |
|
September 7, 2023 |
148432 |
Julie Rosenblatt |
Rockville |
Maryland |
Guaranteed Rate, Inc. |
|
September 7, 2023 |
223082 |
Donald Stanley Maday |
St. Louis |
Missouri |
PennyMac Loan Services, LLC |
|
September 7, 2023 |
236596 |
Joel Patrick Graber |
Fairfield |
Connecticut |
Better Mortgage Corporation |
|
September 7, 2023 |
269793 |
Helen Yang |
Hackensack |
New Jersey |
J&L Source, Inc. |
|
September 7, 2023 |
400856 |
Bradley John Hedin |
Prior Lake |
Minnesota |
Embrace Home Loans, Inc. |
|
September 7, 2023 |
576868 |
Domenico Vitulli |
East Hanover |
New Jersey |
loanDepot.com, LLC |
|
September 7, 2023 |
1426562 |
Keith Mitchell Yelle |
Narragansett |
Rhode Island |
Embrace Home Loans, Inc. |
|
September 7, 2023 |
1546490 |
Jordan Jeffrey Linkowski |
Bedford |
New York |
Guaranteed Rate, Inc. |
|
September 7, 2023 |
1662416 |
Adalberto Antonio Vasquez |
Phoenix |
Arizona |
Rocket Mortgage, LLC |
|
September 7, 2023 |
1717986 |
Juan Manuel Salceda |
Huntington Beach |
California |
Nationstar Mortgage LLC |
|
September 7, 2023 |
1794685 |
Keenan Patrick O'Dacre |
Waterford |
Michigan |
Rocket Mortgage, LLC |
|
September 7, 2023 |
1920711 |
Jessica D'Avolio |
Boxford |
Massachusetts |
CrossCountry Mortgage, LLC |
|
September 7, 2023 |
1993936 |
Devin Alan Floyd |
Monroe |
Michigan |
Rocket Mortgage, LLC |
|
September 7, 2023 |
2088373 |
Michael Ryan Lott |
Phoenix |
Arizona |
Rocket Mortgage, LLC |
|
September 7, 2023 |
2137976 |
Benyamin Sandel |
Monroe |
New York |
Ark Mortgage, Inc. |
|
September 7, 2023 |
2152439 |
Justin Peter Merk |
St. Petersburg |
Florida |
PennyMac Loan Services, LLC |
|
September 7, 2023 |
2211162 |
Sandra Elisa Weir |
Yonkers |
New York |
Quintessential Mortgage Group, LLC |
|
September 7, 2023 |
2243528 |
Viviana Concepcion |
Staten Island |
New York |
Tristar Mortgage Corp. |
|
September 7, 2023 |
2247348 |
Amanjot Kaur |
Queens Village |
New York |
LJ Mortgage Team Inc. |
|
September 7, 2023 |
2300630 |
HyunYung Park |
Fort Lee |
New Jersey |
Draper and Kramer Mortgage Corp. |
|
September 7, 2023 |
2307886 |
Tina Louise Emlaw |
Great Barrington |
Massachusetts |
Norwich Commercial Group, Inc. |
|
September 7, 2023 |
2401608 |
Tashani Francene Frater |
Mount Vernon |
New York |
Fairway Independent Mortgage Corporation |
|
September 7, 2023 |
2434250 |
Moshe Y. Gandl |
Monsey |
New York |
Ark Mortgage, Inc. |
|
September 7, 2023 |
2483354 |
Harish Dilawri |
Farmingdale |
New York |
LJ Mortgage Team Inc. |
|
September 7, 2023 |
2487395 |
Jake Thomas Dessart |
Smithtown |
New York |
CrossCountry Mortgage, LLC |
|
September 7, 2023 |
2487644 |
Eun Soo Lee |
College Point |
New York |
J&L Source, Inc. |
|
September 7, 2023 |
2490111 |
ZiJing Lou |
Brooklyn |
New York |
Pham & Partners LLC |
|
September 7, 2023 |
2494415 |
Grace Jacqueline Powell |
Columbia |
Missouri |
Mortgage Research Center, LLC |
|
September 7, 2023 |
2495133 |
Salvatore Vincent Venuti |
East Northport |
New York |
Evolution Mortgage Inc. |
|
September 7, 2023 |
2508093 |
Isabella Marie Perrigo |
Fayette |
Missouri |
Mortgage Research Center, LLC |
|
September 7, 2023 |
2509376 |
Jacob Earl Ripley |
Columbia |
Missouri |
Mortgage Research Center, LLC |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
|
Date Application Withdrawn |
NMLS # |
Applicant Name |
City |
State |
|---|---|---|---|---|
|
August 22, 2023 |
2373533 |
Ali Hassan Abboud |
Sterling Heights |
Michigan |
|
September 7, 2023 |
292515 |
Rifat S. Moly |
Sterling |
Virginia |
|
September 7, 2023 |
1158148 |
Mark Alan Lively |
Roswell |
Georgia |
|
September 7, 2023 |
1314282 |
John Jeanmonod |
Dallas |
Texas |
|
September 7, 2023 |
1716871 |
Hanying Li |
Orlando |
Florida |
|
September 7, 2023 |
1880947 |
Vivian Kuang |
Santa Clara |
California |
|
September 7, 2023 |
1923890 |
Jin Zhang |
Bayside |
New York |
|
September 7, 2023 |
2248759 |
Lisa Marie Nichols |
Mount Juliet |
Tennessee |