Weekly Banking Bulletin

September 29, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SB

Savings Bank

FR

Foreign Representative Office

SD

Safe Deposit Company

HC

Holding Company

SF

Sales Finance Agency

IC

Investment Company

SL

Savings and Loan Association

LL

Licensed Lender

SL

Student Loans

MK

Merchant Bank

TM

Transmitter of Money

MI

Miscellaneous

TR

Trust Company

 

 

VC

Virtual Currency

Regulatory Unit Codes

CM

Capital Markets

CRB

Community and Regional Banks

CEU

Consumer Examination Unit

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

SECTION I

Application to establish a Mortgage Banker's Branch received for examination:

September 27, 2023 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
4 West Red Oak Lane, Suite 304, White Plains, NY 10604


Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
May 3, 2023 958635

Christian Huynh Nguyen

Jersey City New Jersey
May 26, 2023 2413110

Brian Cassella

Wading River New York
July 27, 2023 985558

Nikole Eileen DeBarto

Davidsville Pennsylvania
August 3, 2023 285576

Theresa A. Crosby

Huntington Station New York
August 17, 2023 481250

John Ball

Salisbury Connecticut
August 21, 2023 2447726

James Kevin Roberts

Hamburg New York
August 28, 2023 1575831

Janelle Ruth Stanish

Charlotte North Carolina
August 30, 2023 2010906

Robert S. Mathes

Huntington Station New York
September 2, 2023 479167

Alexandra Marie Elliott

Rochester New York
September 5, 2023 379251

George-Lowen Daniel Majuwa Kowai-Bell

Rochester New York
September 7, 2023 2526115

Angelica Galvez Pascual

Irvington New York
September 8, 2023 215390

Timothy Charles Eberle

Lambertville New Jersey
September 8, 2023 1748623

Nasir Majeed

Brooklyn New York
September 11, 2023 701681

Michael Christopher Rosella

Ridgefield Connecticut
September 11, 2023 2520464

Sam Thomas Henkel

Deer Park New York
September 11, 2023 2520465

Kayla Elizabeth Joly

New Hyde Park New York
September 11, 2023 2520466

Ryan Thomas Clifford

Ridge New York
September 11, 2023 2520468

Daniel Patrick Sweeney

Bellport New York
September 12, 2023 1146282

Angelique Marie Street

Manlius New York
September 13, 2023 2159765

Mena Gerges

Lodi New Jersey
September 14, 2023 2297228

Miryam Schwartz

Monroe New York
September 15, 2023 2427712

Michael Edward Mascellaro

Smithtown New York
September 18, 2023 1758007

David M. Brod

Merrick New York
September 19, 2023 1085398

Stuart Andrew Timmerman-Waters

Overland Park Kansas
September 19, 2023 2458054

Linda Argila

New York New York

SECTION II

June 12, 2023 (CU-CRB)
HUDSON RIVER COMMUNITY CREDIT UNION
1 3rd Street, Corinth, NY 12822

NEWSPAPER EMPLOYEES CREDIT UNION
645 Albany Shaker Road, Albany, NY 12211

Application for merger of Newspaper Employees Credit Union with and into Hudson River Community Credit Union pursuant to Section 601-b of the Banking Law, under the name Hudson River Community Credit Union, approved.


September 1, 2023 (CU-CRB)
HUDSON RIVER COMMUNITY CREDIT UNION
1 3rd Street, Corinth, NY 12822

NEWSPAPER EMPLOYEES CREDIT UNION
645 Albany Shaker Road, Albany, NY 12211

The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the New York Banking Law, as of 12:01 a.m., September 1, 2023, a Plan of Merger, adopted as of May 24, 2023, and other required documents, providing for the merger of Newspaper Employees Credit Union with and into Hudson River Community Credit Union, under the name Hudson River Community Credit Union.


September 13, 2023 (BK-FWB)
WOORI AMERICA BANK
330 Fifth Avenue, New York, NY 10001

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 16824 44th Avenue West (Suite 130), Lynnwood, Snohomish County, Washington 98037 to 11900 N. E. 1st Street (Suite 300, Office No. 3011), Building G, Bellevue, King County, Washington 98005, effective September 12, 2023.


September 21, 2023 (TM-LFS)
CBOE CLEAR DIGITAL, LLC
433 W Van Buren Street, Chicago, IL 60607

Application for change of location from 111 S. Wacker Drive, Suite 4730, Chicago, Illinois, 6060 to 433 W Van Buren Street, Chicago, IL 60607 was approved, effective September 21, 2023.

In connection with the above change, the original license was surrendered.


September 26, 2023 (TM-LFS)
MONEYGRAM PAYMENT SERVICES, INC.
1550 Utica Avenue South, Suite 100, Minneapolis, Minnesota, 55416

Application for change of location from 1550 Utica Avenue South, Minneapolis, Minnesota, 55416 to 1550 Utica Avenue South, Suite 100, Minneapolis, Minnesota, 55416was approved, effective September 26, 2023.

In connection with the above change, the original license was surrendered.


September 28, 2023 (CCC-LFS)
ACTION CHECK CASHING CORP.
81-36 Baxter Avenue, Elmhurst, NY 11373

The license to engage in business as a casher of checks at the following location has been surrendered, effective June 23, 2023.

Branch office: 188 Jamaica Avenue, Hollis, NY 11412


Mortgage Broker Certificate Name Change Received, has been withdrawn:

September 27, 2023 (BR-MBD)
From: Credit Karma Mortgage, Inc.  D/B/A Credit Karma
To: Credit Karma Mortgage, Inc.  D/B/A Credit Karma D/B/A Intuit Credit Karma


Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:

September 27, 2023 (BR-MBD)
Feng Holding
13633 37th Ave, Suite 9A office 7, Flushing, NY 11354


License to engage in the business of a Mortgage Banker Branch surrendered:

September 21, 2023 (MB-MBD)
Rocket Mortgage, LLC
1900 St Antoine, Detroit, MI 48226
Effective Date: September 15, 2023
September 26, 2023 (MB-MBD)
CrossCountry Mortgage, LLC
3322 Route 9 South, Old Bridge, NJ 08857
Effective Date: September 19, 2023


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

September 26, 2023 (BR-MBD)
Sourcepoint Solutions In Lieu of Sourcepoint, Inc.
30 Cold Spring Road, Rocky Hill, CT 06067
Effective Date: September 12, 2023


Mortgage Broker Certificate Address Changes:

September 27, 2023 (BR-MBD)
4 Star Capital
From: 100 Duffy Ave, Suite 510 Office 518, Hicksville, NY 11801
To: 2280 Grand Ave, Ste. 203, Baldwin, NY 11510


Mortgage Banker Branch License Address Changes:

September 26, 2023 (MB-MBD)
Cliffco, Inc.
From: 500 S. Australian Avenue, Suite 600, West Palm, FL 33401
To: 3595 Sheridan Street, Suite 202, Hollywood, FL 33021


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
September 25, 2023 30056 Keith Thomas Dizeo Farmingdale New York Hartford Funding, Ltd.
September 25, 2023 146947 Donna M. Grindley Yonkers New York Prosperity Home Mortgage, LLC
September 25, 2023 265132 Frank Vincent Gatto Bedminster New Jersey loanDepot.com, LLC
September 25, 2023 410228 Angelo Francis DeJoy New York New York Park West Mortgage Corporation
September 25, 2023 599312 Lawrence Tumminia Holbrook New York Contour Mortgage Corporation
September 25, 2023 626861 Esmond Joseph Cassini Pompton Plains New Jersey CrossCountry Mortgage, LLC
September 25, 2023 804498 Adriana Como Nesconset New York Nationwide Mortgage Bankers, Inc.
September 25, 2023 875356 Brian Michael Hackett Studio City California Lenox Financial Mortgage Corporation
September 25, 2023 997581 Meghan Victoria Esteves Monroe Connecticut Warshaw Capital, LLC
September 25, 2023 1222681 Ryan D. Musgjerd Wilmette Illinois Guaranteed Rate, Inc.
September 25, 2023 1520142 Lei William Fang Fresh Meadows New York Galaxy Lending Corporation
September 25, 2023 1561826 Austin Drake Fisher Sparks Nevada Figure Lending LLC
September 25, 2023 1584179 David Illouz Staten Island New York Cliffco, Inc.
September 25, 2023 1639159 Alexandra De La Cruz San Diego California Prosperity Home Mortgage, LLC
September 25, 2023 1675530 Michael Walter Kalusz Bensalem Pennsylvania PHH Mortgage Corporation
September 25, 2023 1718581 Lawford Campbell Bronx New York Nationwide Mortgage Bankers, Inc.
September 25, 2023 1889368 Nico Benito Henry Fresh Meadows New York Lyons Mortgage Services, Inc.
September 25, 2023 2137352 Iliya Dimitrov Kovachev Putnam Valley New York Quintessential Mortgage Group, LLC
September 25, 2023 2167010 Nadim H. Alemian Tampa Florida PennyMac Loan Services, LLC
September 25, 2023 2341515 Luke Egdon Valdemoro Euless Texas PennyMac Loan Services, LLC
September 25, 2023 2365192 Eric Przelski Lutherville Maryland Tammac Holdings Corporation
September 25, 2023 2394472 Serop Babikian Merrick Nebraska Contour Mortgage Corporation
September 25, 2023 2432709 Joseph John Fiorentino Batavia New York Queen City Funding Inc.
September 25, 2023 2487280 Jesse William Arnold Columbia Missouri Mortgage Research Center, LLC
September 25, 2023 2490956 Eric T. Kushnir Brooklyn New York Green Street Capital, LLC
September 25, 2023 2497773 Carlin Marie Felder Beacon New York Nationwide Mortgage Bankers, Inc.
September 25, 2023 2502088 Logan Reese Levy Melville New York Cliffco, Inc.
September 25, 2023 2503421 Ethan Spencer Cramer Suffern New York Ark Mortgage, Inc.

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State
August 22, 2023 88923 Thomas John Furey Middlebury

Connecticut

August 22, 2023 420637 Ahmed Shueib Staten Island

New York

August 22, 2023 602888 Amus Desmond Stevens Old Bridge

New Jersey

August 22, 2023 723979 Robert Landez San Diego

California

August 22, 2023 865437 Robert Sivori Franklin Lakes

New Jersey

August 22, 2023 987445 Arlino Beyjin Cleveland

Ohio

August 22, 2023 1564169 Wayne Elliott Calderon Egg Harbor Township

New Jersey

August 22, 2023 1687837 Ryan Majed Zahr Dearborn

Michigan

August 22, 2023 1756275 Chad Murray Orlando

Florida

August 22, 2023 1980555 Steven De La Cruz Netcong

New Jersey

August 22, 2023 1982521 Kimberly A. Tapia Staten Island

New York

August 22, 2023 1989839 Siddharath Kumar South Ozone Park

New York

August 22, 2023 2081542 Ryan Patrick Shanahan Frisco

Texas

August 22, 2023 2179325 Steven Charles Carlisi Cold Spring Harbor

New York

August 22, 2023 2235614 Cynthia Daniela Marroquin Garden Grove

California

August 22, 2023 2424188 Christopher John O'Connor Saddle River

New Jersey

September 21, 2023 197987 Jonathan Paul Ravens Tampa

Florida

September 21, 2023 747099 Steven Nicholas Pagan Irvine

California

September 27, 2023 1902209 Joshua Aaron Papia LaSalle

Ontario, Canada

September 27, 2023 1971496 Gary Lenard Riley Windsor

Ontario, Canada