Weekly Banking Bulletin
September 29, 2023
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
BK |
Bank |
MB |
Mortgage Banker |
BP |
Budget Planner |
BR |
Mortgage Broker |
CC |
Check Casher |
MS |
Mortgage Servicer |
CU |
Credit Union |
PF |
Premium Finance Agency |
FA |
Foreign Agency |
PB |
Private Banker |
FB |
Foreign Branch |
SB |
Savings Bank |
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
HC |
Holding Company |
SF |
Sales Finance Agency |
IC |
Investment Company |
SL |
Savings and Loan Association |
LL |
Licensed Lender |
SL |
Student Loans |
MK |
Merchant Bank |
TM |
Transmitter of Money |
MI |
Miscellaneous |
TR |
Trust Company |
|
|
VC |
Virtual Currency |
Regulatory Unit Codes
CM |
Capital Markets |
CRB |
Community and Regional Banks |
CEU |
Consumer Examination Unit |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION I
Application to establish a Mortgage Banker's Branch received for examination:
September 27, 2023 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
4 West Red Oak Lane, Suite 304, White Plains, NY 10604
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application | NMLS # | Applicant Name | City | State |
---|---|---|---|---|
May 3, 2023 | 958635 |
Christian Huynh Nguyen |
Jersey City | New Jersey |
May 26, 2023 | 2413110 |
Brian Cassella |
Wading River | New York |
July 27, 2023 | 985558 |
Nikole Eileen DeBarto |
Davidsville | Pennsylvania |
August 3, 2023 | 285576 |
Theresa A. Crosby |
Huntington Station | New York |
August 17, 2023 | 481250 |
John Ball |
Salisbury | Connecticut |
August 21, 2023 | 2447726 |
James Kevin Roberts |
Hamburg | New York |
August 28, 2023 | 1575831 |
Janelle Ruth Stanish |
Charlotte | North Carolina |
August 30, 2023 | 2010906 |
Robert S. Mathes |
Huntington Station | New York |
September 2, 2023 | 479167 |
Alexandra Marie Elliott |
Rochester | New York |
September 5, 2023 | 379251 |
George-Lowen Daniel Majuwa Kowai-Bell |
Rochester | New York |
September 7, 2023 | 2526115 |
Angelica Galvez Pascual |
Irvington | New York |
September 8, 2023 | 215390 |
Timothy Charles Eberle |
Lambertville | New Jersey |
September 8, 2023 | 1748623 |
Nasir Majeed |
Brooklyn | New York |
September 11, 2023 | 701681 |
Michael Christopher Rosella |
Ridgefield | Connecticut |
September 11, 2023 | 2520464 |
Sam Thomas Henkel |
Deer Park | New York |
September 11, 2023 | 2520465 |
Kayla Elizabeth Joly |
New Hyde Park | New York |
September 11, 2023 | 2520466 |
Ryan Thomas Clifford |
Ridge | New York |
September 11, 2023 | 2520468 |
Daniel Patrick Sweeney |
Bellport | New York |
September 12, 2023 | 1146282 |
Angelique Marie Street |
Manlius | New York |
September 13, 2023 | 2159765 |
Mena Gerges |
Lodi | New Jersey |
September 14, 2023 | 2297228 |
Miryam Schwartz |
Monroe | New York |
September 15, 2023 | 2427712 |
Michael Edward Mascellaro |
Smithtown | New York |
September 18, 2023 | 1758007 |
David M. Brod |
Merrick | New York |
September 19, 2023 | 1085398 |
Stuart Andrew Timmerman-Waters |
Overland Park | Kansas |
September 19, 2023 | 2458054 |
Linda Argila |
New York | New York |
SECTION II
June 12, 2023 (CU-CRB)
HUDSON RIVER COMMUNITY CREDIT UNION
1 3rd Street, Corinth, NY 12822
NEWSPAPER EMPLOYEES CREDIT UNION
645 Albany Shaker Road, Albany, NY 12211
Application for merger of Newspaper Employees Credit Union with and into Hudson River Community Credit Union pursuant to Section 601-b of the Banking Law, under the name Hudson River Community Credit Union, approved.
September 1, 2023 (CU-CRB)
HUDSON RIVER COMMUNITY CREDIT UNION
1 3rd Street, Corinth, NY 12822
NEWSPAPER EMPLOYEES CREDIT UNION
645 Albany Shaker Road, Albany, NY 12211
The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the New York Banking Law, as of 12:01 a.m., September 1, 2023, a Plan of Merger, adopted as of May 24, 2023, and other required documents, providing for the merger of Newspaper Employees Credit Union with and into Hudson River Community Credit Union, under the name Hudson River Community Credit Union.
September 13, 2023 (BK-FWB)
WOORI AMERICA BANK
330 Fifth Avenue, New York, NY 10001
Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 16824 44th Avenue West (Suite 130), Lynnwood, Snohomish County, Washington 98037 to 11900 N. E. 1st Street (Suite 300, Office No. 3011), Building G, Bellevue, King County, Washington 98005, effective September 12, 2023.
September 21, 2023 (TM-LFS)
CBOE CLEAR DIGITAL, LLC
433 W Van Buren Street, Chicago, IL 60607
Application for change of location from 111 S. Wacker Drive, Suite 4730, Chicago, Illinois, 6060 to 433 W Van Buren Street, Chicago, IL 60607 was approved, effective September 21, 2023.
In connection with the above change, the original license was surrendered.
September 26, 2023 (TM-LFS)
MONEYGRAM PAYMENT SERVICES, INC.
1550 Utica Avenue South, Suite 100, Minneapolis, Minnesota, 55416
Application for change of location from 1550 Utica Avenue South, Minneapolis, Minnesota, 55416 to 1550 Utica Avenue South, Suite 100, Minneapolis, Minnesota, 55416was approved, effective September 26, 2023.
In connection with the above change, the original license was surrendered.
September 28, 2023 (CCC-LFS)
ACTION CHECK CASHING CORP.
81-36 Baxter Avenue, Elmhurst, NY 11373
The license to engage in business as a casher of checks at the following location has been surrendered, effective June 23, 2023.
Branch office: 188 Jamaica Avenue, Hollis, NY 11412
Mortgage Broker Certificate Name Change Received, has been withdrawn:
September 27, 2023 (BR-MBD)
From: Credit Karma Mortgage, Inc. D/B/A Credit Karma
To: Credit Karma Mortgage, Inc. D/B/A Credit Karma D/B/A Intuit Credit Karma
Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:
September 27, 2023 (BR-MBD)
Feng Holding
13633 37th Ave, Suite 9A office 7, Flushing, NY 11354
License to engage in the business of a Mortgage Banker Branch surrendered:
September 21, 2023 (MB-MBD)
Rocket Mortgage, LLC
1900 St Antoine, Detroit, MI 48226
Effective Date: September 15, 2023
September 26, 2023 (MB-MBD)
CrossCountry Mortgage, LLC
3322 Route 9 South, Old Bridge, NJ 08857
Effective Date: September 19, 2023
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
September 26, 2023 (BR-MBD)
Sourcepoint Solutions In Lieu of Sourcepoint, Inc.
30 Cold Spring Road, Rocky Hill, CT 06067
Effective Date: September 12, 2023
Mortgage Broker Certificate Address Changes:
September 27, 2023 (BR-MBD)
4 Star Capital
From: 100 Duffy Ave, Suite 510 Office 518, Hicksville, NY 11801
To: 2280 Grand Ave, Ste. 203, Baldwin, NY 11510
Mortgage Banker Branch License Address Changes:
September 26, 2023 (MB-MBD)
Cliffco, Inc.
From: 500 S. Australian Avenue, Suite 600, West Palm, FL 33401
To: 3595 Sheridan Street, Suite 202, Hollywood, FL 33021
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
---|---|---|---|---|---|
September 25, 2023 | 30056 | Keith Thomas Dizeo | Farmingdale | New York | Hartford Funding, Ltd. |
September 25, 2023 | 146947 | Donna M. Grindley | Yonkers | New York | Prosperity Home Mortgage, LLC |
September 25, 2023 | 265132 | Frank Vincent Gatto | Bedminster | New Jersey | loanDepot.com, LLC |
September 25, 2023 | 410228 | Angelo Francis DeJoy | New York | New York | Park West Mortgage Corporation |
September 25, 2023 | 599312 | Lawrence Tumminia | Holbrook | New York | Contour Mortgage Corporation |
September 25, 2023 | 626861 | Esmond Joseph Cassini | Pompton Plains | New Jersey | CrossCountry Mortgage, LLC |
September 25, 2023 | 804498 | Adriana Como | Nesconset | New York | Nationwide Mortgage Bankers, Inc. |
September 25, 2023 | 875356 | Brian Michael Hackett | Studio City | California | Lenox Financial Mortgage Corporation |
September 25, 2023 | 997581 | Meghan Victoria Esteves | Monroe | Connecticut | Warshaw Capital, LLC |
September 25, 2023 | 1222681 | Ryan D. Musgjerd | Wilmette | Illinois | Guaranteed Rate, Inc. |
September 25, 2023 | 1520142 | Lei William Fang | Fresh Meadows | New York | Galaxy Lending Corporation |
September 25, 2023 | 1561826 | Austin Drake Fisher | Sparks | Nevada | Figure Lending LLC |
September 25, 2023 | 1584179 | David Illouz | Staten Island | New York | Cliffco, Inc. |
September 25, 2023 | 1639159 | Alexandra De La Cruz | San Diego | California | Prosperity Home Mortgage, LLC |
September 25, 2023 | 1675530 | Michael Walter Kalusz | Bensalem | Pennsylvania | PHH Mortgage Corporation |
September 25, 2023 | 1718581 | Lawford Campbell | Bronx | New York | Nationwide Mortgage Bankers, Inc. |
September 25, 2023 | 1889368 | Nico Benito Henry | Fresh Meadows | New York | Lyons Mortgage Services, Inc. |
September 25, 2023 | 2137352 | Iliya Dimitrov Kovachev | Putnam Valley | New York | Quintessential Mortgage Group, LLC |
September 25, 2023 | 2167010 | Nadim H. Alemian | Tampa | Florida | PennyMac Loan Services, LLC |
September 25, 2023 | 2341515 | Luke Egdon Valdemoro | Euless | Texas | PennyMac Loan Services, LLC |
September 25, 2023 | 2365192 | Eric Przelski | Lutherville | Maryland | Tammac Holdings Corporation |
September 25, 2023 | 2394472 | Serop Babikian | Merrick | Nebraska | Contour Mortgage Corporation |
September 25, 2023 | 2432709 | Joseph John Fiorentino | Batavia | New York | Queen City Funding Inc. |
September 25, 2023 | 2487280 | Jesse William Arnold | Columbia | Missouri | Mortgage Research Center, LLC |
September 25, 2023 | 2490956 | Eric T. Kushnir | Brooklyn | New York | Green Street Capital, LLC |
September 25, 2023 | 2497773 | Carlin Marie Felder | Beacon | New York | Nationwide Mortgage Bankers, Inc. |
September 25, 2023 | 2502088 | Logan Reese Levy | Melville | New York | Cliffco, Inc. |
September 25, 2023 | 2503421 | Ethan Spencer Cramer | Suffern | New York | Ark Mortgage, Inc. |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date Application Withdrawn | NMLS # | Applicant Name | City | State |
---|---|---|---|---|
August 22, 2023 | 88923 | Thomas John Furey | Middlebury |
Connecticut |
August 22, 2023 | 420637 | Ahmed Shueib | Staten Island |
New York |
August 22, 2023 | 602888 | Amus Desmond Stevens | Old Bridge |
New Jersey |
August 22, 2023 | 723979 | Robert Landez | San Diego |
California |
August 22, 2023 | 865437 | Robert Sivori | Franklin Lakes |
New Jersey |
August 22, 2023 | 987445 | Arlino Beyjin | Cleveland |
Ohio |
August 22, 2023 | 1564169 | Wayne Elliott Calderon | Egg Harbor Township |
New Jersey |
August 22, 2023 | 1687837 | Ryan Majed Zahr | Dearborn |
Michigan |
August 22, 2023 | 1756275 | Chad Murray | Orlando |
Florida |
August 22, 2023 | 1980555 | Steven De La Cruz | Netcong |
New Jersey |
August 22, 2023 | 1982521 | Kimberly A. Tapia | Staten Island |
New York |
August 22, 2023 | 1989839 | Siddharath Kumar | South Ozone Park |
New York |
August 22, 2023 | 2081542 | Ryan Patrick Shanahan | Frisco |
Texas |
August 22, 2023 | 2179325 | Steven Charles Carlisi | Cold Spring Harbor |
New York |
August 22, 2023 | 2235614 | Cynthia Daniela Marroquin | Garden Grove |
California |
August 22, 2023 | 2424188 | Christopher John O'Connor | Saddle River |
New Jersey |
September 21, 2023 | 197987 | Jonathan Paul Ravens | Tampa |
Florida |
September 21, 2023 | 747099 | Steven Nicholas Pagan | Irvine |
California |
September 27, 2023 | 1902209 | Joshua Aaron Papia | LaSalle |
Ontario, Canada |
September 27, 2023 | 1971496 | Gary Lenard Riley | Windsor |
Ontario, Canada |