Weekly Banking Bulletin
December 22, 2023
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
BK | Bank | MB | Mortgage Banker |
BP | Budget Planner | BR | Mortgage Broker |
CC | Check Casher | MS | Mortgage Servicer |
CU | Credit Union | PF | Premium Finance Agency |
FA | Foreign Agency | PB | Private Banker |
FB | Foreign Branch | SB | Savings Bank |
FR | Foreign Representative Office | SD | Safe Deposit Company |
HC | Holding Company | SF | Sales Finance Agency |
IC | Investment Company | SL | Savings and Loan Association |
LL | Licensed Lender | SL | Student Loans |
LP | Limited Purpose Trust Company | TM | Transmitter of Money |
MK | Merchant Bank | TR | Trust Company |
MI | Miscellaneous | VC | Virtual Currency |
Regulatory Unit Codes
CM | Capital Markets |
CRB | Community and Regional Banks |
CEU | Consumer Examination Unit |
FWB | Foreign and Wholesale Banks |
LFS | Licensed Financial Services |
MBD | Mortgage Banking |
RID | Research and Innovation Division |
SECTION I
December 20, 2023 (TM-LFS)
TRANSFERMATE, INC.
333 N. Michigan Ave., Suite 915, Chicago, Illinois, 60601
Notification received for the change of location from 333 N. Michigan Ave., Suite 915, Chicago, Illinois, 60601 to 5555 Glenridge Connector, Suite 200, Atlanta, GA 30342.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
December 20, 2023 (MI-CRB)
CNB BANK
1 South Second Street, Clearfield, Pennsylvania 16830
Application dated December 20, 2023, for permission to open and occupy a branch office at 235 High Street Extension, Unit 2, Victor, Ontario County, New York 14564, received.
December 20, 2023 (PB-FWB)
BROWN BROTHERS HARRIMAN and CO.
140 Broadway, New York, NY 10005
Verified Certificate to continue business as Private Bankers, received.
(These Private Bankers are already under the supervision of the Department. New Certificate submitted by reason of the proposed admission to the firm of Christian M. Brunet, Hilary M. Capay, Orla E. Foley, Neil M. Hohmann, William H. Hyder and Bradley M. Langer as General Partners; and the proposed conversion of Jean-Pierre Paquin from General Partner to Limited Partner.)
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
December 20, 2023 (BR-MBD)
Applicant(s)
Jules Zaphier
Deric Zaphier
As: Team Zaphire Incorporated
1131 Route 55, Suite 1 Room 8, LaGrangeville, NY 12540
Application to establish a Mortgage Banker's Branch received for examination:
December 14, 2023 (MB-MBD)
Full Service Branch
Cliffco, Inc.
4700 Millenia Boulevard, Suite 500, Unit 5086, Orlando, FL 32839
December 14, 2023 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
2359 N Triphammer Road, Suite 1B, Ithaca, NY 14850
December 14, 2023 (MB-MBD)
Full Service Branch
Sun West Mortgage Company, Inc.
2 Corpus Christi Place, Suite 200, Office #6, Hilton Head Island, SC 29928
December 15, 2023 (MB-MBD)
Full Service Branch
loanDepot.com, LLC
1615 Pontiac Ave Unit 3, Cranston, RI 02920
December 15, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
919 SE Central Parkway, Unit A, Stuart, FL 34994
December 15, 2023 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
108 Carpenter Drive, Office 236, Sterling, VA 20164
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application | NMLS # | Applicant Name | City | State |
November 3, 2020 | 1055228 | Christopher W. Nielson | Cheshire | Connecticut |
June 1, 2022 | 1993359 | Tony An Nguyen | Upper Darby | Pennsylvania |
June 12, 2023 | 1720091 | Christopher Marc Barber | Litchfield | Connecticut |
October 11, 2023 | 2500975 | Nicholas Anthony Sassone | Tallahassee | Florida |
October 17, 2023 | 1683805 | Sergio Genao | Sunrise | Florida |
October 30, 2023 | 2043634 | Valerie White | Sayville | New York |
October 30, 2023 | 2184822 | Sarah Katlin Walls | Ashland | Missouri |
November 8, 2023 | 2491818 | Amanda Zou | Lewisburg | Pennsylvania |
November 10, 2023 | 1725170 | Steven Tyler Bidwell | Seattle | Washington |
November 10, 2023 | 2451972 | Amanda Maldonado | East Elmhurst | New York |
November 14, 2023 | 1182987 | Ronald Charles | Englewood | New Jersey |
November 14, 2023 | 2536334 | Christian Gonzalez-Borrero | Schenectady | New York |
November 15, 2023 | 1675756 | Issa Mohamad-Maher Al-Sheleh | Troy | Michigan |
November 17, 2023 | 1901158 | Christopher Andrew Flynn | Hamburg | New York |
November 30, 2023 | 2232112 | Gabriella Purita | Southold | New York |
December 1, 2023 | 155739 | Jason Alan Brodsky | Highwood | Illinois |
December 4, 2023 | 61415 | Kelly Sabino | East Northport | New York |
December 6, 2023 | 2322429 | Alex Dominguez Navarro | Phoenix | Arizona |
December 11, 2023 | 2447783 | Christopher Quinton West | Plainfield | Indiana |
December 12, 2023 | 863068 | Robert Steven Kromberg | Ontario | California |
December 12, 2023 | 1516753 | William Edward Walker | Menifee | California |
December 12, 2023 | 2012978 | Paul Lee | Garden Grove | California |
December 12, 2023 | 2149193 | Megan Rose Kelly | Long Beach | California |
December 12, 2023 | 2345762 | Brian Nguyen | Tampa | Florida |
December 14, 2023 | 1732716 | Mitchel Kyle Hines | Fishers | Indiana |
December 15, 2023 | 326783 | John Anthony Cosculluela | Miami Lakes | Florida |
December 19, 2023 | 237124 | Brian Kenneth Yoshikawa | Anaheim | California |
December 19, 2023 | 453573 | Alicia Sharon Patterson-Johnson | Chino Hills | California |
December 19, 2023 | 481150 | David Jin Kim | Fullerton | California |
December 19, 2023 | 1224204 | Thomas John Papageorge | Carlsbad | California |
December 19, 2023 | 1491495 | Christopher Neil Adriano | Irvine | California |
December 19, 2023 | 2277131 | Arianne Isabel Larracas Espiritu | Long Beach | California |
SECTION II
December 19, 2023 (PB-FWB)
BROWN BROTHERS HARRIMAN and CO.
140 Broadway, New York, NY 10005
A notification was received, as follows: as of January 1, 2024, the firm of Brown Brothers Harriman and Co. plans to maintain Permanent Capital at the current level of $810,000,000 pursuant to Section 162 of the Banking Law.
December 20, 2023 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168
As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch office located at 105 Second Avenue, Borough of Manhattan, City of New York 10003 will not result in significant reduction of financial services in the community to be affected.
December 20, 2023(MI-CRB)
THE NORTHERN TRUST COMPANY
50 South La Salle Street, Chicago, IL 60603
Approval given to change the location of branch office from 40 West 57th Street, 21st Floor, Borough of Manhattan, City of New York 10019 to 390 Park Avenue, 2nd Floor, Borough of Manhattan, City of New York 10022, on or after December 21, 2023.
License to engage in the business of a Mortgage Banker Branch surrendered:
December 20, 2023 (MB-MBD)
Shamrock Home Loans, Inc.
17 Conklin Street, Suite #4, Farmingdale, NY 11735
Effective Date: December 1, 2023
December 20, 2023 (MB-MBD)
Contour Mortgage Corporation
91 Maple Avenue, Suite 100, Smithtown, NY 11787
Effective Date: December 18, 2023
December 20, 2023 (MB-MBD)
Guaranteed Rate, Inc.
108 Centre Blvd., Suite B, Marlton, NJ 08053
Effective Date: December 13, 2023
Mortgage Broker Certificate Address Changes:
December 20, 2023 (BR-MBD)
County-Wide Associates Inc.
From: 3491 Roger Drive, Wantagh, NY 11793
To: 110 Spring Meadows Drive, Summerville, SC 29485
December 20, 2023 (BR-MBD)
SFC Mortgage
From: 242-09 Northern Boulevard, Douglaston, NY 11362
To: 51 Grohmans Lane, Plainview, NY 11803
Mortgage Banker Branch License Address Changes:
December 20, 2023 (MB-MBD)
Freedom Mortgage Corporation
From: 40 Lake Center, 401 Route 73, Suite 205, Marlton, NJ 08053
To: 40 Lake Center, 401 Route 73, Suite 400, Marlton, NJ 08053
Mortgage Broker Branch Certificate Address Changes:
December 20, 2023 (BR-MBD)
Zenta Mortgage Services, LLC
From: 2221 Savannah River Street, Henderson, NV 89044
To: 2850 West Horizon Ridge Pkwy, Suite 268, Henderson, NV 89052
Mortgage Loan Servicer Branch Certificate Address Changes:
December 20, 2023 (MS-MBD)
Provident Funding Associates, L.P.
From: 875 Greentree Road, 7 Parkway Center, Suite 220, Pittsburgh, PA 15220
To: 4 Parkway Center, Suite 100, Pittsburgh, PA 15220