Weekly Banking Bulletin

January 5, 2024

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

January 3, 2024 (SF-LFS) 
WESTERN FUNDING INCORPORATED
3915 E Patrick Lane, Las Vegas, Nevada 89120

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to establish a Mortgage Banker's Branch received for examination:

January 3, 2024 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
2050 South Clinton Avenue, Suite A, Rochester, NY 14618

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

January 2, 2024 (CC-LFS)
PAGE AVENUE CHECK CASHING, LLC
25 Page Avenue, Staten Island, NY 10309

An application to relocate a licensed casher of checks headquarter office from 27 Page Avenue, Staten Island, NY 10309 to 25 Page Avenue, Staten Island, NY 10309 was approved.

January 2, 2024 (CC-LFS) 
PAGE AVENUE CHECK CASHING, LLC
27 Page Avenue, Staten Island, NY 10309

An application to relocate a licensed casher of checks branch office from 3285 Richmond Avenue, Staten Island, NY 10312 to 3257 Richmond Avenue, Staten Island, NY 10312 was approved.

January 2, 2024 (FR-FRB)
THE CHUGOKU BANK, LTD.
1-15-20 Marunouchi, Kita-ku, Okayama 700-8628, Japan

The Department interposes no objection to the notice from The Chugoku Bank, Ltd. of the relocation of its representative office from 150 East 52nd Street, Borough of Manhattan, City of New York 10022 to 420 Lexington Avenue, Borough of Manhattan, City of New York 10170.

January 2, 2024 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO. 
140 Broadway, New York, NY 10005

Authorization to transact the business of Private Bankers issued, effective January 2, 2024.

GENERAL PARTNERS/CLASS 1 LIMITED PARTNERS

CLASS 2 LIMITED PARTNERS

Permanent capital: $810,000,000.

(These Private Bankers are already under the supervision of the Department.  New Certificate issued by reason of the admission to the firm of Christian M. Brunet, Hilary M. Capay, Orla E. Foley, Neil M. Hohmann, William H. Hyder and Bradley M. Langer as General Partners/Class 1 Limited Partners; and the conversion of Jean-Pierre Paquin from General Partner/Class 1 Limited Partner to Class 2 Limited Partner.)

January 2, 2024 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO. 
140 Broadway, New York, NY 10005

Certificate of Authorization issued November 7, 2023, to transact the business of Private Bankers revoked, effective January 2, 2024.

January 3, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorizations granting permission to open and occupy branch offices at the following three locations, surrendered for cancellation:

• Eagles Nest Christian Academy, 26633 Zion Church Road, Milton, Sussex County, DE 19968
• East Millsboro Elementary School, 29346 Iron Branch Road, Millsboro, Sussex County, DE 19966
• Long Neck Elementary School, 26064 School Lane, Millsboro, Sussex County, DE 19966

Offices discontinued as of December 29, 2023.

January 3, 2024 (CU-CRB)
HERITAGE FINANCIAL credit union
25 Rykowski Lane, Middletown, NY 10941

Approval given to open and maintain a station at Route 9D and 1472 Route 9D, Town of Fishkill, Dutchess County, NY  12524, on or after January 4, 2024.

January 3, 2024 (BK-CRB)
THE BERKSHIRE BANK 
4 East 39th Street, New York, NY 10016

Authorization granting permission to open and occupy a branch office at 517 Cedar Lane, Teaneck, Bergen County, NJ 07666, surrendered for cancellation.

Office discontinued as of December 31, 2023.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

January 3, 2024 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
3190 South John Young Parkway, Kissimmee, FL 34746

January 3, 2024 (MB-MBD)
Full Service Branch
Sun West Mortgage Company, Inc.
2 Corpus Christi Place, Suite 200, Office #6, Hilton Head Island, SC 29928

January 3, 2024 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
108 Carpenter Drive, Office 236, Sterling, VA 20164

January 3, 2024 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
919 SE Central Parkway, Unit A, Stuart, FL 34994

January 3, 2024 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
2359 N Triphammer Road, Suite 1B, Ithaca, NY 14850

January 3, 2024 (MB-MBD)
Full Service Branch
Cliffco, Inc.
4700 Millenia Boulevard, Suite 500, Unit 5086, Orlando, FL 32839

January 3, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
4 Clarks Summit Drive, Suite 101, Bluffton, SC 29910

January 3, 2024 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
500 Lake Cook Road, Suite 420, Deerfield, IL 60015

License to engage in the business of a Mortgage Banker Branch surrendered:

January 2, 2024 (MB-MBD)
PrimeLending, A PlainsCapital Company
8175 Sheridan Drive, Bldg 1, Suite 400, Williamsville, NY 14221
Effective Date: December 28, 2023

January 3, 2024 (MB-MBD)
Guaranteed Rate, Inc.
315 S. Beverly Drive, Suite 320, Beverly Hills, CA 90212
Effective Date: December 27, 2023

Mortgage Broker Certificate Address Changes:

January 2, 2024 (BR-MBD)
Certus Capital, LLC
From: 81 Centre Avenue, Suite 214, New Rochelle, NY 10801
To: 7 Joanne Lane, Weston, CT 06883

Mortgage Banker Branch License Address Changes:

January 2, 2024 (MB-MBD)
American Neighborhood Mortgage Acceptance Company LLC
From: 1200 Jefferson Road, Suite 302, Rochester, NY 14623
To: 1200 Jefferson Road, Suite 205, Rochester, NY 14623

January 2, 2024 (MB-MBD)
Guaranteed Rate, Inc.
From: 4 Century Drive, Suite 150, Parsippany, NJ 07054
To: 1155 West Chestnut Street, Suites 2B & 2C, Union, NJ 07083

Mortgage Loan Servicer Certificate Address Changes:

January 2, 2024 (MLS-MBD)
TruHome Solutions, LLC
From: 9601 Legler Road, Lenexa, KS 66219
To: 6330 Sprint Parkway, Suite 200, Overland Park, KS 66211

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

The following Mortgage Loan Originator application was erroneously listed in the December 8, 2023 Weekly Bulletin as approved effective November 28, 2023.  The application approval date is revised to January 4, 2024.