Weekly Banking Bulletin

March 1, 2024

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

February 7, 2024 (pf-LFS)
IPFS OF NEW YORK, LLC U/A/N CAPITOL PAYMENT PLAN 
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

A notification was received for the relocation of a branch office, as follows:

From:  5316 Hwy 290 West, Suite 310, Austin, Texas 78735
To:  901 Mopac Expressway South, Office # 322, Austin, Texas 78746

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

February 22, 2024 (MI-CRB)
CONNECTONE BANK
301 Sylvan Avenue, Englewood Cliffs, NJ 07632

Application dated February 21, 2024, for permission to open and occupy a branch office at 78B Park Place, East Hampton, Suffolk County, NY 11937, received.

February 23, 2024 (FB-FWB)
NATIONAL BANK OF PAKISTAN
NBP Building, I.I. Chundrigar Road, Karachi, 7 4000 Pakistan

Notice pursuant to Section 605.11 of the New York Banking Law that National Bank of Pakistan intends to voluntarily liquidate its New York branch located at 100 Wall Street, New York, NY 10005, received. 

February 26, 2024 (TM-LFS)
RIPPLING PAYMENTS, INC.
55 Second Street, Suite 1500, San Francisco, CA. 94105

Application received for a license to engage in business as a transmitter of money company at 55 Second Street, Suite 1500, San Francisco, CA. 94105.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

February 28, 2024 (TM-LFS)
NETSPEND CORPORATION  
10900-A Stonelake Blvd, Suite 200, Austin, TX 78759 
Notification received for the change of legal name from NetSpend Corporation to Ouro Global, Inc.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

February 28, 2024 (TM-LFS)
ALIPAY US, INC.  
525 Almanor Avenue, Sunnyvale, CA 94085-3542

Notification is received for the change of legal name and addition of a trade from Alipay US, Inc. to AUS Merchant Services, Inc. dba Zyla.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

February 29, 2024 (SF-LFS) 
TESLA FINANCE LLC
3500 Deer Creek Road, Palo Alto, California 94304

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

February 29, 2024 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385

Notice of intention to establish an electronic facility (automated teller machine) at 25 Maple Avenue, New Rochelle, Westchester County, New York 10801, received.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

February 28, 2024 (BR-MBD)
Applicant(s)
Burgos Monica
As: Skyville Marketing, LLC
150 S Broadway, Unit SW, Nyack, NY 10960

Application to establish a Mortgage Banker's Branch received for examination:

February 27, 2024 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
2311 West 22nd Street, Suite 201, Oak Brook, IL 60523

February 27, 2024 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
11 Ewall Street, #259, Mt. Pleasant, SC 29464

February 27, 2024 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
588 Monroe Turnpike, Suites 2C & 2D, Monroe, CT 06468

February 27, 2024 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
1313 Connecticut Avenue, Unit 1-8, Bridgeport, CT 06607

February 27, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
68 Randall Street, S Burlington, VT 05403

February 27, 2024 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.
1 Schooner Lane, Suite 1B, Milford, CT 06460

February 28, 2024 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC
8330 Lyndon B Johnson Fwy, Suite B855, Dallas, TX 75243

Application to establish a Mortgage Broker's Branch received for examination:

February 27, 2024 (BR-MBD)
Full Service Branch
think one mortgage inc
1715 State Highway 35 Suite 201-A, Middletown, NJ 07748

February 28, 2024 (BR-MBD)
Full Service Branch
Go Rascal Inc.
1001 Clove Road, Suite 2, Staten Island, NY 10301

February 28, 2024 (BR-MBD)
Full Service Branch
Go Rascal Inc.
164-05 Hillside Ave, Suite #201, Office 1, Jamaica, NY 11432

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

December 29, 2023 (LL-LFS)
SANTANDER CONSUMER USA INC. D/B/A SANTANDER AUTO FINANCE D/B/A DRIVE FINANCIAL D/B/A ROADLOANS D/B/A CHRYSLER CAPITAL
1601 Elm Street, Suite 800, Dallas, Texas, 75201

License to engage in business as a licensed lender at the following location was surrendered.

1. 5201 Rufe Snow Drive, Suite 100, North Richland Hills, TX 76180

January 23, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 121 West Market Street, York, York County, PA 17401 to 221 West Philadelphia Street, York, York County, PA 17401.

February 22, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy branch office at 2145 Fairfield Avenue, Bridgeport, Fairfield County, CT 06605, surrendered for cancellation.

Office discontinued as of February 15, 2024.

February 26, 2024 (SB-CRB)
FULTON SAVINGS BANK
75 South First Street, Fulton, NY 13069

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Byrne Dairy, Inc., 3019 East Avenue, Village of Central Square, Town of Hastings, Oswego County, New York 13036. 

February 27, 2024 (BK-CRB)
GREATER GOTHAM BANK (in formation)
444 Mamaroneck Avenue, White Plains, NY 10605

Organization Certificate filed for examination.

INCORPORATORS: 
Laurence Marchini III, Katonah, New York
Jeffrey Scott Wall, Wantagh, New York   
Harry Charles Katz, Ancramdale, New York           
Robert Liberto, North Belmore, New York                           
Jeffrey Meshel, Miami Beach, Florida
Adelaide Polsinelli, New York, New York 
Juan Soto, New York, New York

February 27, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following 18 locations:

1. Stop & Shop 0611, 120 Salmon Brook Street, Granby, Hartford County, CT 06035;
2. Stop & Shop 0619, 1095 Kennedy Road, Windsor, Hartford County, CT 06095;
3. Stop & Shop 0622, 211 High Street, Torrington, Litchfield County, CT 06790;
4. Stop & Shop 0625, 200 New Hartford Road, Winsted, Litchfield County, CT 06098;
5. Stop & Shop 0636, 228 South Main Street, Newtown, Fairfield County, CT 06470;
6. Stop & Shop 0652, 215 East Main Street, Clinton, Middlesex County, CT 06413;
7. Stop & Shop 0657, 757 Straits Turnpike, Watertown, Litchfield County, CT 06795;
8. Stop & Shop 0665, 248 Flanders Road, Niantic, New London County, CT 06357;
9. Stop & Shop 0674, 1391 Main Street, Willimantic, Windham County, CT 06226;
10. Stop & Shop 0677, 11 East Main Street, Canaan, Litchfield County, CT 06018;
11. Stop & Shop 0678, 2020 Norwich-New London Turnpike, Uncasville, New London County, CT 06382;
12. Stop & Shop 0679, 240 Chase Avenue, Waterbury, New Haven County, CT 06704;
13. Stop & Shop 0683, 180 Danbury Road, New Milford, Litchfield County, CT 06776;
14. Stop & Shop 0697, 1094 Killingly Commons Drive, Dayville, Windham County, CT 06241;
15. Stop & Shop 0727, 60 Providence Pike, Putnam, Windham County, CT 06260;
16. Stop & Shop 2612, 25 State Road 39, New Fairfield, Fairfield County, CT 06812;
17. Stop & Shop 2616, 55 Village Green Drive, Litchfield, Litchfield County, CT 06759; and
18. Stop & Shop 2618, 943 Wolcott Street, Waterbury, New Haven County, CT 06705.

February 27, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Approval given to change the location of branch office from 707 North Colony Road, Wallingford, New Haven County, CT 06492 to 809 North Colony Road, Wallingford, New Haven County, CT 06492, on or after February 28, 2024.

February 28, 2024 (MI-CRB)
CNB BANK
One South Second Street, Clearfield, Pennsylvania 16830

Authorization issued to open and occupy a branch office at 235 High Street Extension, Unit 2, Victor, Ontario County, New York 14564, on or after February 29, 2024.

February 29, 2024 (TM-LFS)
MAXITRANSFERS LLC DBA MAXISEND
222 W Las Colinas Blvd, Suite 2000 N Tower, Irving, TX 75039

Notification for the addition of trade name, MaxiSend, was approved.

In connection with the above change, the original license was surrendered.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 22, 2024 (MB-MBD)
Full Service Branch
Everett Financial, Inc.
50 Clinton Avenue, Suite One, Cortland, NY 13045

February 22, 2024 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
4072 Hylan Blvd, Ste A1, Staten Island, NY 10308

February 27, 2024 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
50 Jordan Street, Suite 200, East Providence, RI 02914

February 27, 2024 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
1898 Hinds Road, Unit 3, Toms River, NJ 08753

February 27, 2024 (MB-MBD)
Full Service Branch
Reliance First Capital, LLC
800 Crescent Centre Drive, Suite 500, Franklin, TN 37067

Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

February 22, 2024 (BR-MBD)
Full Service Branch
Fort Funding Corp.
7016 Fort Hamilton Parkway, Brooklyn, NY 11228

License to engage in the business of a Mortgage Banker Branch surrendered:

February 22, 2024 (MB-MBD)
Hudson United Mortgage LLC
570 Taxter Road, Suite 220, Elmsford, NY 10523
Effective Date: February 12, 2024

February 23, 2024 (MB-MBD)
Embrace Home Loans, Inc.
1055 Franklin Avenue, Suite 304, Garden City, NY 11530
Effective Date: February 15, 2024

February 23, 2024 (MB-MBD)
NewRez LLC
2 Enterprise Drive, Suite 509, Shelton, CT 06484
Effective Date: February 14, 2024

February 23, 2024 (MB-MBD)
Nationwide Equities Corporation
11605 Crossroads Circle, Suite F, White Marsh, MD 21220
Effective Date: February 9, 2024

February 23, 2024 (MB-MBD)
Absolute Home Mortgage Corporation
332 Route 9, Suite 1A, Forked River, NJ 08731
Effective Date: February 16, 2024

February 23, 2024 (MB-MBD)
Absolute Home Mortgage Corporation
477 Route 10, Suite 202, Randolph, NJ 07869
Effective Date: February 20, 2024

February 23, 2024 (MB-MBD)
Guaranteed Rate, Inc.
16 South Street, 3rd Floor, Morristown, NJ 07960
Effective Date: February 20, 2024

February 23, 2024 (MB-MBD)
Planet Home Lending, LLC
3520 N.W. 43rd Street, Office A, Gainesville, FL 32606
Effective Date: February 14, 2024

February 26, 2024 (MB-MBD)
Mortgage Research Center, LLC
3212A Lemone Industrial Boulevard, Columbia, MO 65201
Effective Date: February 13, 2024

February 26, 2024 (MB-MBD)
American Neighborhood Mortgage Acceptance Company LLC
70 Main Street, 2nd Floor Unit 4, Southampton, NY 11968
Effective Date: February 8, 2024

Mortgage Banker License Address Changes:

February 27, 2024 (MB-MBD)
Lennar Mortgage, LLC
From: 5505 Blue Lagoon Drive, Suite 502, Miami, FL 33126
To: 5505 Waterford District Drive, Suite 502, Miami, FL 33126

Mortgage Broker Certificate Address Changes:

February 28, 2024 (BR-MBD)
Sourcepoint Solutions in lieu of Sourcepoint, Inc.
From: 2330 Commerce Park Drive NE, Suite 2, Palm Bay, FL 32905
To: 2475 Palm Bay Rd NE, Suite 230, Palm Bay, FL 32905

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: