Weekly Banking Bulletin

March 1, 2024

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSBSavings Bank
FRForeign Representative OfficeSDSafe Deposit Company
HCHolding CompanySFSales Finance Agency
ICInvestment CompanySLSavings and Loan Association
LLLicensed LenderSLStudent Loans
LPLimited Purpose Trust CompanyTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneousVCVirtual Currency

Regulatory Unit Codes

CMCapital Markets
CRBCommunity and Regional Banks
CEUConsumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking
RIDResearch and Innovation Division

SECTION I

February 7, 2024 (pf-LFS)
IPFS OF NEW YORK, LLC U/A/N CAPITOL PAYMENT PLAN 
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

A notification was received for the relocation of a branch office, as follows:

From:  5316 Hwy 290 West, Suite 310, Austin, Texas 78735
To:  901 Mopac Expressway South, Office # 322, Austin, Texas 78746

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 22, 2024 (MI-CRB)
CONNECTONE BANK
301 Sylvan Avenue, Englewood Cliffs, NJ 07632

Application dated February 21, 2024, for permission to open and occupy a branch office at 78B Park Place, East Hampton, Suffolk County, NY 11937, received.


February 23, 2024 (FB-FWB)
NATIONAL BANK OF PAKISTAN
NBP Building, I.I. Chundrigar Road, Karachi, 7 4000 Pakistan

Notice pursuant to Section 605.11 of the New York Banking Law that National Bank of Pakistan intends to voluntarily liquidate its New York branch located at 100 Wall Street, New York, NY 10005, received. 


February 26, 2024 (TM-LFS)
RIPPLING PAYMENTS, INC.
55 Second Street, Suite 1500, San Francisco, CA. 94105

Application received for a license to engage in business as a transmitter of money company at 55 Second Street, Suite 1500, San Francisco, CA. 94105.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


February 28, 2024 (TM-LFS)
NETSPEND CORPORATION  
10900-A Stonelake Blvd, Suite 200, Austin, TX 78759 
Notification received for the change of legal name from NetSpend Corporation to Ouro Global, Inc.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 28, 2024 (TM-LFS)
ALIPAY US, INC.  
525 Almanor Avenue, Sunnyvale, CA 94085-3542

Notification is received for the change of legal name and addition of a trade from Alipay US, Inc. to AUS Merchant Services, Inc. dba Zyla.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 29, 2024 (SF-LFS) 
TESLA FINANCE LLC
3500 Deer Creek Road, Palo Alto, California 94304

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


February 29, 2024 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385

Notice of intention to establish an electronic facility (automated teller machine) at 25 Maple Avenue, New Rochelle, Westchester County, New York 10801, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

February 28, 2024 (BR-MBD)
Applicant(s)
Burgos Monica
As: Skyville Marketing, LLC
150 S Broadway, Unit SW, Nyack, NY 10960


Application to establish a Mortgage Banker's Branch received for examination:

February 27, 2024 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
2311 West 22nd Street, Suite 201, Oak Brook, IL 60523

February 27, 2024 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
11 Ewall Street, #259, Mt. Pleasant, SC 29464

February 27, 2024 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
588 Monroe Turnpike, Suites 2C & 2D, Monroe, CT 06468

February 27, 2024 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
1313 Connecticut Avenue, Unit 1-8, Bridgeport, CT 06607

February 27, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
68 Randall Street, S Burlington, VT 05403

February 27, 2024 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.
1 Schooner Lane, Suite 1B, Milford, CT 06460

February 28, 2024 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC
8330 Lyndon B Johnson Fwy, Suite B855, Dallas, TX 75243


Application to establish a Mortgage Broker's Branch received for examination:

February 27, 2024 (BR-MBD)
Full Service Branch
think one mortgage inc
1715 State Highway 35 Suite 201-A, Middletown, NJ 07748

February 28, 2024 (BR-MBD)
Full Service Branch
Go Rascal Inc.
1001 Clove Road, Suite 2, Staten Island, NY 10301

February 28, 2024 (BR-MBD)
Full Service Branch
Go Rascal Inc.
164-05 Hillside Ave, Suite #201, Office 1, Jamaica, NY 11432


Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of ApplicationNMLS #Applicant NameCityState
November 12, 20232298257Aron KahanBrooklynNew York
November 14, 2023408782Tressa Melora LoveOcean GroveNew Jersey
January 23, 2024214925Dennis Dominick BellineOld BrookvilleNew York
January 29, 20242559719Dianela Maria Mora AlmanzarNew YorkNew York
February 5, 20241223173Pankaj ManchandaCliffside ParkNew Jersey
February 5, 20241685333Devin Joseph MoranVernonNew Jersey
February 6, 20242531722Frankyeli Rafael Alvarez AbreuStaten IslandNew York
February 8, 2024625161Nicholas C. PourakisHillsdaleNew Jersey
February 8, 20241970592Alexx DudasAldenNew York
February 9, 20247342William Thomas EganChicagoIllinois
February 12, 202455246Jaclyn Marie KebrdleMorristownNew Jersey
February 14, 20242429032Alexia Brizeth Zamudio-BrandtDetroitMichigan
February 16, 20242515879Mehnaz BhuyanJamaicaNew York
February 20, 2024176251Evelyn Ann McDonaldSan ClementeCalifornia
February 20, 20241080225Leslie Jean KnoxBaltimoreMaryland
February 21, 20242113927Norman James AbbottRosevilleCalifornia
February 21, 20242501762Kendra Alexis AntoineKnoxvilleTennessee
February 22, 2024181341Stanley Byron CoakleyCharlotteNorth Carolina
February 22, 20242568276Shimon WaldmanMonseyNew York
February 23, 2024182019Aaron Jon ShawWaterfordMichigan
February 27, 2024450770Rafael LazcanoSan GabrielCalifornia
February 27, 2024488354Jerry Dominic O'NeillMission ViejoCalifornia
February 27, 20241771892Victor Carnell AmeySanta AnaCalifornia
February 27, 20242044777Danielle Ann CarlisleRancho Mission ViejoCalifornia
February 27, 20242144238Jennifer Elaine AshtonLong BeachCalifornia

SECTION II

December 29, 2023 (LL-LFS)
SANTANDER CONSUMER USA INC. D/B/A SANTANDER AUTO FINANCE D/B/A DRIVE FINANCIAL D/B/A ROADLOANS D/B/A CHRYSLER CAPITAL
1601 Elm Street, Suite 800, Dallas, Texas, 75201

License to engage in business as a licensed lender at the following location was surrendered.

  1. 5201 Rufe Snow Drive, Suite 100, North Richland Hills, TX 76180

January 23, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 121 West Market Street, York, York County, PA 17401 to 221 West Philadelphia Street, York, York County, PA 17401.


February 22, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy branch office at 2145 Fairfield Avenue, Bridgeport, Fairfield County, CT 06605, surrendered for cancellation.

Office discontinued as of February 15, 2024.


February 26, 2024 (SB-CRB)
FULTON SAVINGS BANK
75 South First Street, Fulton, NY 13069

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Byrne Dairy, Inc., 3019 East Avenue, Village of Central Square, Town of Hastings, Oswego County, New York 13036. 


February 27, 2024 (BK-CRB)
GREATER GOTHAM BANK (in formation)
444 Mamaroneck Avenue, White Plains, NY 10605

Organization Certificate filed for examination.

INCORPORATORS: 
Laurence Marchini III, Katonah, New York
Jeffrey Scott Wall, Wantagh, New York   
Harry Charles Katz, Ancramdale, New York           
Robert Liberto, North Belmore, New York                           
Jeffrey Meshel, Miami Beach, Florida
Adelaide Polsinelli, New York, New York 
Juan Soto, New York, New York


February 27, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following 18 locations:

  1. Stop & Shop 0611, 120 Salmon Brook Street, Granby, Hartford County, CT 06035;
  2. Stop & Shop 0619, 1095 Kennedy Road, Windsor, Hartford County, CT 06095;
  3. Stop & Shop 0622, 211 High Street, Torrington, Litchfield County, CT 06790;
  4. Stop & Shop 0625, 200 New Hartford Road, Winsted, Litchfield County, CT 06098;
  5. Stop & Shop 0636, 228 South Main Street, Newtown, Fairfield County, CT 06470;
  6. Stop & Shop 0652, 215 East Main Street, Clinton, Middlesex County, CT 06413;
  7. Stop & Shop 0657, 757 Straits Turnpike, Watertown, Litchfield County, CT 06795;
  8. Stop & Shop 0665, 248 Flanders Road, Niantic, New London County, CT 06357;
  9. Stop & Shop 0674, 1391 Main Street, Willimantic, Windham County, CT 06226;
  10. Stop & Shop 0677, 11 East Main Street, Canaan, Litchfield County, CT 06018;
  11. Stop & Shop 0678, 2020 Norwich-New London Turnpike, Uncasville, New London County, CT 06382;
  12. Stop & Shop 0679, 240 Chase Avenue, Waterbury, New Haven County, CT 06704;
  13. Stop & Shop 0683, 180 Danbury Road, New Milford, Litchfield County, CT 06776;
  14. Stop & Shop 0697, 1094 Killingly Commons Drive, Dayville, Windham County, CT 06241;
  15. Stop & Shop 0727, 60 Providence Pike, Putnam, Windham County, CT 06260;
  16. Stop & Shop 2612, 25 State Road 39, New Fairfield, Fairfield County, CT 06812;
  17. Stop & Shop 2616, 55 Village Green Drive, Litchfield, Litchfield County, CT 06759; and
  18. Stop & Shop 2618, 943 Wolcott Street, Waterbury, New Haven County, CT 06705.

February 27, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Approval given to change the location of branch office from 707 North Colony Road, Wallingford, New Haven County, CT 06492 to 809 North Colony Road, Wallingford, New Haven County, CT 06492, on or after February 28, 2024.


February 28, 2024 (MI-CRB)
CNB BANK
One South Second Street, Clearfield, Pennsylvania 16830

Authorization issued to open and occupy a branch office at 235 High Street Extension, Unit 2, Victor, Ontario County, New York 14564, on or after February 29, 2024.


February 29, 2024 (TM-LFS)
MAXITRANSFERS LLC DBA MAXISEND
222 W Las Colinas Blvd, Suite 2000 N Tower, Irving, TX 75039

Notification for the addition of trade name, MaxiSend, was approved.

In connection with the above change, the original license was surrendered.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 22, 2024 (MB-MBD)
Full Service Branch
Everett Financial, Inc.
50 Clinton Avenue, Suite One, Cortland, NY 13045

February 22, 2024 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
4072 Hylan Blvd, Ste A1, Staten Island, NY 10308

February 27, 2024 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
50 Jordan Street, Suite 200, East Providence, RI 02914

February 27, 2024 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
1898 Hinds Road, Unit 3, Toms River, NJ 08753

February 27, 2024 (MB-MBD)
Full Service Branch
Reliance First Capital, LLC
800 Crescent Centre Drive, Suite 500, Franklin, TN 37067


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

February 22, 2024 (BR-MBD)
Full Service Branch
Fort Funding Corp.
7016 Fort Hamilton Parkway, Brooklyn, NY 11228


License to engage in the business of a Mortgage Banker Branch surrendered:

February 22, 2024 (MB-MBD)
Hudson United Mortgage LLC
570 Taxter Road, Suite 220, Elmsford, NY 10523
Effective Date: February 12, 2024

February 23, 2024 (MB-MBD)
Embrace Home Loans, Inc.
1055 Franklin Avenue, Suite 304, Garden City, NY 11530
Effective Date: February 15, 2024

February 23, 2024 (MB-MBD)
NewRez LLC
2 Enterprise Drive, Suite 509, Shelton, CT 06484
Effective Date: February 14, 2024

February 23, 2024 (MB-MBD)
Nationwide Equities Corporation
11605 Crossroads Circle, Suite F, White Marsh, MD 21220
Effective Date: February 9, 2024

February 23, 2024 (MB-MBD)
Absolute Home Mortgage Corporation
332 Route 9, Suite 1A, Forked River, NJ 08731
Effective Date: February 16, 2024

February 23, 2024 (MB-MBD)
Absolute Home Mortgage Corporation
477 Route 10, Suite 202, Randolph, NJ 07869
Effective Date: February 20, 2024

February 23, 2024 (MB-MBD)
Guaranteed Rate, Inc.
16 South Street, 3rd Floor, Morristown, NJ 07960
Effective Date: February 20, 2024

February 23, 2024 (MB-MBD)
Planet Home Lending, LLC
3520 N.W. 43rd Street, Office A, Gainesville, FL 32606
Effective Date: February 14, 2024

February 26, 2024 (MB-MBD)
Mortgage Research Center, LLC
3212A Lemone Industrial Boulevard, Columbia, MO 65201
Effective Date: February 13, 2024

February 26, 2024 (MB-MBD)
American Neighborhood Mortgage Acceptance Company LLC
70 Main Street, 2nd Floor Unit 4, Southampton, NY 11968
Effective Date: February 8, 2024


Mortgage Banker License Address Changes:

February 27, 2024 (MB-MBD)
Lennar Mortgage, LLC
From: 5505 Blue Lagoon Drive, Suite 502, Miami, FL 33126
To: 5505 Waterford District Drive, Suite 502, Miami, FL 33126


Mortgage Broker Certificate Address Changes:

February 28, 2024 (BR-MBD)
Sourcepoint Solutions in lieu of Sourcepoint, Inc.
From: 2330 Commerce Park Drive NE, Suite 2, Palm Bay, FL 32905
To: 2475 Palm Bay Rd NE, Suite 230, Palm Bay, FL 32905


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of ApprovalNMLS #Applicant NameCityStateSponsoring Entity
February 21, 20241639384Carol Ann ReedCanastotaNew YorkDynAMC Solutions, LLC
February 22, 202442111Marelyn BulerinFloral ParkNew YorkLegacy Industries, Inc.
February 22, 202450675Gerald A. PolakBay ShoreNew YorkGerald A. Polak
February 22, 202453458Nancy Morgan RobustelliStamfordConnecticutTotal Mortgage Services, LLC
February 22, 202461415Kelly SabinoEast NorthportNew YorkHartford Funding Ltd.
February 22, 202467223Michael ClohessyRamseyNew JerseyAll County Capital Corp.
February 22, 2024114850John Christopher LatskoRoyersfordPennsylvaniaTammac Holdings Corporation
February 22, 2024151320Brian Keith KimballSterling HeightsMichiganNew American Funding, LLC
February 22, 20241068399Eric Jason AttinaGreenlawnNew YorkNationwide Mortgage Bankers, Inc.
February 22, 20241379322Germine IbrahimCliftonNew JerseyMovement Mortgage, LLC
February 22, 20241687923Avery Patrick SzatanskiSaint Clair ShoresMichiganloanDepot.com, LLC
February 22, 20241770774Richard Charles DiStasioNew WindsorNew YorkThink One Mortgage Inc.
February 22, 20241916033Zachary Edward TatgeNew YorkNew YorkMadison Mortgage Services Inc.
February 22, 20241993359Tony An NguyenUpper DarbyPennsylvaniaFreedom Mortgage Corporation
February 22, 20241999149Stefany PinaNew MilfordConnecticutPrysma Lending Group, LLC
February 22, 20242128395Brandon Xavier EdenBronxNew YorkScarsdale Capital Group LLC
February 22, 20242236864Tyler James CaineWilliamsonNew YorkAmerican Neighborhood Mortgage Acceptance Company LLC
February 22, 20242371396James Maxwell YeagleColumbiaMissouriMortgage Research Center, LLC
February 22, 20242434526Norbin T. CruzWappingers FallsNew YorkHomestead Funding Corp.
February 22, 20242506672Yam AdhikariOld BridgeNew JerseyOmni Mortgage Corp.
February 22, 20242525530Ana LevyBrooklynNew YorkContour Mortgage Corporation
February 22, 20242536792Wende R. RockwoodHamburgNew YorkNeighborhood Housing Services of Rochester, Inc. (NHSRI)

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application WithdrawnNMLS #Applicant NameCityState
February 22, 2024136269Todd ScrimaSacramentoCalifornia